{"id":10064,"date":"2024-10-30T20:39:36","date_gmt":"2024-10-30T12:39:36","guid":{"rendered":"http:\/\/lammllees.shop\/%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e6%af%94%e8%bc%83\/"},"modified":"2024-10-30T20:39:36","modified_gmt":"2024-10-30T12:39:36","slug":"%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e6%af%94%e8%bc%83","status":"publish","type":"post","link":"https:\/\/lammllees.shop\/%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e6%af%94%e8%bc%83\/","title":{"rendered":"\u623f\u8cb8\u5229\u7387\u6bd4\u8f03"},"content":{"rendered":"<p>\u5728\u73fe\u4ee3\u751f\u6d3b\u4e2d\uff0c\u64c1\u6709\u4e00\u500b\u5c6c\u65bc\u81ea\u5df1\u7684\u5bb6\u7121\u7591\u662f\u8a31\u591a\u4eba\u7684\u5922\u60f3\uff0c\u7136\u800c\uff0c\u5be6\u73fe\u9019\u500b\u5922\u60f3\u7684\u904e\u7a0b\u4e2d\u5f80\u5f80\u4f34\u96a8\u8457\u4e00\u7cfb\u5217\u7684\u8ca1\u52d9\u6c7a\u7b56\uff0c\u800c<a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" 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href=\"https:\/\/lammllees.shop\/%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e6%af%94%e8%bc%83\/#%E5%B0%88%E5%AE%B6%E5%BB%BA%E8%AD%B0%EF%BC%9A%E5%A6%82%E4%BD%95%E9%99%8D%E4%BD%8E%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E9%A2%A8%E9%9A%AA\" title=\"\u5c08\u5bb6\u5efa\u8b70\uff1a\u5982\u4f55\u964d\u4f4e\u623f\u8cb8\u5229\u7387\u98a8\u96aa\">\u5c08\u5bb6\u5efa\u8b70\uff1a\u5982\u4f55\u964d\u4f4e\u623f\u8cb8\u5229\u7387\u98a8\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lammllees.shop\/%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e6%af%94%e8%bc%83\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\" title=\"\u5e38\u898b\u554f\u7b54\">\u5e38\u898b\u554f\u7b54<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lammllees.shop\/%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e6%af%94%e8%bc%83\/#%E7%B8%BD%E7%B5%90\" title=\"\u7e3d\u7d50\">\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"%e7%90%86%e8%a7%a3%e4%b8%8d%e5%90%8c%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e9%a1%9e%e5%9e%8b%e7%9a%84%e9%87%8d%e8%a6%81%e6%80%a7\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%A7%A3%E4%B8%8D%E5%90%8C%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E9%A1%9E%E5%9E%8B%E7%9A%84%E9%87%8D%E8%A6%81%E6%80%A7\"><\/span>\u7406\u89e3\u4e0d\u540c\u623f\u8cb8\u5229\u7387\u985e\u578b\u7684\u91cd\u8981\u6027<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7576\u6d89\u53ca\u623f\u8cb8\u5229\u7387\u6642\uff0c\u4e86\u89e3\u4e0d\u540c\u985e\u578b\u5c0d\u65bc\u505a\u51fa\u660e\u667a\u7684\u8ca1\u52d9\u6c7a\u7b56\u81f3\u95dc\u91cd\u8981\u3002\u6839\u64da\u81ea\u8eab\u9700\u6c42\u9078\u64c7\u9069\u5408\u7684\u5229\u7387\u5f62\u5f0f\uff0c\u53ef\u4ee5\u5728\u652f\u4ed8\u5229\u606f\u6642\u66f4\u52a0\u9748\u6d3b\u3002\u5176\u4e2d\u4e00\u7a2e\u5f88\u5e38\u898b\u7684\u662f<strong>\u56fa\u5b9a\u5229\u7387<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" target=\"_blank\">\u8cb8\u6b3e<\/a><\/strong>\uff0c\u9019\u985e\u578b\u4f7f\u501f\u6b3e\u4eba\u53ef\u4ee5\u5728\u9084\u6b3e\u671f\u5167\u652f\u4ed8\u56fa\u5b9a\u7684\u6708\u4f9b\uff0c\u63d0\u4f9b\u4e86\u4e00\u7a2e\u7a69\u5b9a\u611f\u3002\u6b64\u5916\uff0c\u91dd\u5c0d\u65bc\u623f\u8cb8\u5229\u7387\u6ce2\u52d5\u8f03\u5c0f\u6642\uff0c\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e\u53ef\u4ee5\u5728\u8f03\u9577\u6642\u9593\u5167\u4fdd\u6301\u5229\u606f\u4e0d\u8b8a\uff0c\u907f\u514d\u5e02\u5834\u5229\u7387\u4e0a\u5347\u7684\u98a8\u96aa\u3002<\/p>\n<p>\u53e6\u4e00\u7a2e\u9078\u64c7\u662f<strong>\u6d6e\u52d5\u5229\u7387\u8cb8\u6b3e<\/strong>\uff0c\u5176\u5229\u7387\u6703\u96a8\u5e02\u5834\u60c5\u52e2\u800c\u6539\u8b8a\uff0c\u901a\u5e38\u6703\u958b\u59cb\u65bc\u8f03\u4f4e\u7684\u521d\u59cb\u5229\u7387\uff0c\u6b64\u5f8c\u6839\u64da\u5e02\u5834\u7684\u52d5\u614b\u9032\u884c\u8abf\u6574\u3002\u82e5\u60a8\u9810\u671f\u5229\u7387\u4e0b\u964d\u6216\u8005\u8a08\u756b\u5728\u77ed\u671f\u5167\u511f\u9084\u8cb8\u6b3e\uff0c\u9019\u53ef\u80fd\u662f\u66f4\u7d93\u6fdf\u5408\u7b97\u7684\u65b9\u6848\u3002\u4ee5\u4e0b\u662f\u5e7e\u500b\u623f\u8cb8\u5229\u7387\u985e\u578b\u7684\u7279\u9ede\u6bd4\u8f03\uff1a<\/p>\n<table 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\/>\u5229\u7387\u4e0a\u5347\u98a8\u96aa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u9078\u64c7\u5408\u9069\u7684\u623f\u8cb8\u5229\u7387\u985e\u578b\u61c9\u6839\u64da\u81ea\u8eab\u7684\u8ca1\u52d9\u72c0\u6cc1\u3001\u9810\u671f\u7684\u5e02\u5834\u8d70\u52e2\u4ee5\u53ca\u500b\u4eba\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u4f86\u9032\u884c\u3002\u7406\u89e3\u9019\u4e9b\u5dee\u7570\u4e0d\u50c5\u80fd\u5920\u5e6b\u52a9\u60a8\u7bc0\u7701\u958b\u652f\uff0c\u9084\u80fd\u5728\u623f\u8cb8\u6c7a\u7b56\u4e2d\u63d0\u4f9b\u6709\u50f9\u503c\u7684\u6307\u5c0e\u3002<\/p>\n<h2 id=\"%e5%90%84%e5%a4%a7%e9%8a%80%e8%a1%8c%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e5%85%a8%e9%9d%a2%e6%af%94%e8%bc%83\"><span class=\"ez-toc-section\" id=\"%E5%90%84%E5%A4%A7%E9%8A%80%E8%A1%8C%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E5%85%A8%E9%9D%A2%E6%AF%94%E8%BC%83\"><\/span>\u5404\u5927\u9280\u884c\u623f\u8cb8\u5229\u7387\u5168\u9762\u6bd4\u8f03<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<section>\n<p>\u5728\u9078\u64c7\u623f\u8cb8\u65b9\u6848\u6642\uff0c\u5229\u7387\u662f\u6c7a\u5b9a\u8cb8\u6b3e\u6210\u672c\u7684\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u3002\u4ee5\u4e0b\u6211\u5011\u5c07\u6bd4\u8f03\u53f0\u7063\u7684\u4e3b\u8981\u9280\u884c\u63d0\u4f9b\u7684\u623f\u8cb8\u5229\u7387\uff0c\u4ee5\u5354\u52a9\u60a8\u505a\u51fa\u660e\u667a\u7684\u6c7a\u7b56\u3002<strong>\u9280\u884cA<\/strong>\u63d0\u4f9b\u7684\u5229\u7387\u6d6e\u52d5\u7bc4\u570d\u70ba1.68%\u81f32.05%\uff0c\u800c<strong>\u9280\u884cB<\/strong>\u5247\u63d0\u4f9b1.72%\u81f32.10%\u7684\u5229\u7387\u9078\u64c7\u3002\u6b64\u96a8\u5f8c\u662f<strong>\u9280\u884cC<\/strong>\uff0c\u5176\u5229\u7387\u4ecb\u65bc1.75%\u81f32.15%\u4e4b\u9593\u3002\u9019\u4e9b\u5229\u7387\u53d6\u6c7a\u65bc\u4e0d\u540c\u7684\u689d\u4ef6\uff0c\u5982\u8cb8\u6b3e\u671f\u9593\u3001\u6642\u671f\u4ee5\u53ca\u7533\u8acb\u8005\u7684\u4fe1\u7528\u8a55\u7b49\u3002\u70ba\u4e86\u5354\u52a9\u60a8\u66f4\u6e05\u6670\u5730\u4e86\u89e3\uff0c\u5404\u9280\u884c\u7684\u5229\u7387\u4fe1\u606f\u5f59\u6574\u5982\u4e0b\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th><a href=\"https:\/\/lammllees.shop\/%e9%8a%80%e8%a1%8c%e5%82%b5%e5%8b%99%e5%8d%94%e5%95%86%ef%bc%9a%e6%8e%a2%e7%b4%a2%e7%b7%a9%e8%a7%a3%e8%b2%a1%e5%8b%99%e5%a3%93%e5%8a%9b%e7%9a%84%e6%9c%89%e6%95%88%e7%ad%96%e7%95%a5\/\">\u9280\u884c<\/a><\/th>\n<th>\u6700\u4f4e\u5229\u7387<\/th>\n<th>\u6700\u9ad8\u5229\u7387<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u9280\u884cA<\/td>\n<td>1.68%<\/td>\n<td>2.05%<\/td>\n<\/tr>\n<tr>\n<td>\u9280\u884cB<\/td>\n<td>1.72%<\/td>\n<td>2.10%<\/td>\n<\/tr>\n<tr>\n<td>\u9280\u884cC<\/td>\n<td>1.75%<\/td>\n<td>2.15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u9664\u4e86\u4e0a\u8ff0\u4e3b\u6d41\u9280\u884c\u4e4b\u5916\uff0c\u90e8\u5206\u5730\u5340\u6027\u7684\u91d1\u878d\u6a5f\u69cb\u4ea6\u63d0\u4f9b\u4e86\u5177\u5438\u5f15\u529b\u7684\u5229\u7387\u65b9\u6848\u3002\u6709\u4e9b\u9280\u884c\u53ef\u80fd\u6703\u6839\u64da\u60a8\u7684\u7a69\u5b9a\u6536\u5165\u4f86\u6e90\u3001\u62b5\u62bc\u54c1\u8a55\u4f30\u4ee5\u53ca\u5176\u4ed6\u7d93\u6fdf\u56e0\u7d20\u63d0\u4f9b\u66f4\u5177\u7af6\u722d\u529b\u7684\u5229\u7387\u9078\u64c7\u3002\u5728\u9078\u64c7\u623f\u8cb8\u6642\uff0c\u4ee5\u4e0b\u5e7e\u9ede\u9700\u7279\u5225\u7559\u610f\uff1a<\/p>\n<ul>\n<li><strong>\u4fe1\u7528\u8a55\u4f30\uff1a<\/strong>\u63d0\u5347\u4fe1\u7528\u8a55\u7d1a\u6709\u52a9\u65bc\u964d\u4f4e\u5229\u7387\u3002<\/li>\n<li><strong><a href=\"https:\/\/lammllees.shop\/%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%88%86%e6%9c%9f%e7%9f%a5%e5%a4%9a%e5%b0%91%ef%bc%9f%e6%8e%a2%e7%b4%a2%e8%bb%8a%e8%b2%b8%e6%9c%80%e5%a4%9a%e5%b9%be%e6%9c%9f%e7%9a%84%e7%a7%98%e5%af%86\/\">\u8cb8\u6b3e\u671f\u9593<\/a>\uff1a<\/strong>\u8f03\u77ed\u7684\u8cb8\u6b3e\u671f\u9650\u53ef\u80fd\u63d0\u4f9b\u8f03\u4f4e\u7684\u5229\u7387\u3002<\/li>\n<li><strong>\u6d6e\u52d5\u6216\u56fa\u5b9a\u5229\u7387\uff1a<\/strong>\u6839\u64da\u81ea\u5df1\u7684\u98a8\u96aa\u627f\u53d7\u5ea6\u9078\u64c7\u5408\u9069\u7684\u5229\u7387\u985e\u578b\u3002<\/li>\n<\/ul>\n<\/section>\n<h2 id=\"%e9%81%b8%e6%93%87%e5%90%88%e9%81%a9%e8%b2%b8%e6%ac%be%e7%9a%84%e7%ad%96%e7%95%a5%e8%88%87%e6%8a%80%e5%b7%a7\"><span class=\"ez-toc-section\" id=\"%E9%81%B8%E6%93%87%E5%90%88%E9%81%A9%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%AD%96%E7%95%A5%E8%88%87%E6%8A%80%E5%B7%A7\"><\/span>\u9078\u64c7\u5408\u9069\u8cb8\u6b3e\u7684\u7b56\u7565\u8207\u6280\u5de7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7576\u60a8\u6e96\u5099\u8cfc\u8cb7\u7269\u696d\u6642\uff0c\u4e86\u89e3\u4e0d\u540c\u8cb8\u6b3e\u9078\u9805\u53ca\u5229\u7387\u5e02\u5834\u7684\u52d5\u614b\u8b8a\u5f97\u81f3\u95dc\u91cd\u8981\u3002<strong>\u7814\u7a76\u548c\u6bd4\u8f03\u591a\u7a2e\u8cb8\u6b3e\u5229\u7387<\/strong>\u662f\u8b93\u81ea\u5df1\u7372\u5f97\u6700\u4f73\u689d\u4ef6\u7684\u7b2c\u4e00\u6b65\u3002\u5c0d\u65bc\u9019\u4e00\u6311\u6230\uff0c\u9996\u5148\u61c9\u8003\u616e\u7684\u662f\u76ee\u524d\u9280\u884c\u548c\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u7684\u623f\u8cb8\u5229\u7387\uff0c\u9019\u53ef\u4ee5\u900f\u904e\u5728\u7ebf\u5229\u7387\u6bd4\u8f03\u7db2\u7ad9\u4f86\u5feb\u901f\u7372\u53d6\u8cc7\u8a0a\u3002\u6b64\u5916\uff0c\u8207\u4e0d\u540c\u7684\u8cb8\u6b3e\u7d93\u7d00\u4eba\u76f4\u63a5\u6e9d\u901a\uff0c\u4e86\u89e3\u5404\u5bb6\u9280\u884c\u6240\u63d0\u4f9b\u7684\u7279\u5225\u512a\u60e0\u6216\u662f\u4fc3\u92b7\u65b9\u6848\u4e5f\u4e0d\u5931\u70ba\u4e00\u500b\u660e\u667a\u7684\u9078\u64c7\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u77ed\u671f\u623f\u8cb8\u5229\u7387\u53ef\u80fd\u6703\u7565\u4f4e\u65bc\u9577\u671f\uff0c\u4f46\u9019\u4e0d\u4e00\u5b9a\u7b26\u5408\u6bcf\u500b\u8cfc\u623f\u8005\u7684\u9700\u6c42\uff0c\u660e\u78ba\u81ea\u8eab\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u9084\u6b3e\u80fd\u529b\uff0c\u5c0d\u65bc\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u623f\u8cb8\u65b9\u6848\u5c24\u70ba\u91cd\u8981\u3002<\/p>\n<p>\u5728\u9078\u64c7\u5408\u9069\u7684\u623f\u8cb8\u6642\uff0c\u9664\u4e86\u5229\u7387\u4ee5\u5916\uff0c\u9084\u6709\u5176\u4ed6\u95dc\u9375\u56e0\u7d20\u9700\u8981\u8003\u91cf\uff0c\u4ee5\u78ba\u4fdd\u9577\u671f\u7684\u7d93\u6fdf\u5065\u5eb7\u3002\u5176\u4e2d\u5305\u62ec\uff1a<\/p>\n<ul>\n<li><strong>\u9084\u6b3e\u671f\u9650\uff1a<\/strong>\u9078\u64c7\u8f03\u9577\u7684\u9084\u6b3e\u671f\u9650\u6709\u52a9\u65bc\u964d\u4f4e\u6bcf\u6708\u58d3\u529b\uff0c\u4f46\u7e3d\u5229\u606f\u652f\u51fa\u53ef\u80fd\u589e\u52a0\u3002<\/li>\n<li><strong>\u9996\u4ed8\u6bd4\u4f8b\uff1a<\/strong>\u9996\u4ed8\u6bd4\u4f8b\u8f03\u9ad8\u8005\uff0c\u4e0d\u50c5\u6bcf\u6708\u8ca0\u64d4\u6703\u6e1b\u5c0f\uff0c\u9084\u53ef\u80fd\u4eab\u6709\u66f4\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\u3002<\/li>\n<li><strong>\u63d0\u524d\u9084\u6b3e\u653f\u7b56\uff1a<\/strong>\u4e86\u89e3\u662f\u5426\u6709\u7f70\u91d1\u6216\u8cbb\u7528\uff0c\u4ee5\u4fbf\u9748\u6d3b\u7ba1\u7406\u8ca1\u52d9\u3002<\/li>\n<\/ul>\n<table class=\"wp-block-table alignwide\">\n<thead>\n<tr>\n<th>\u9280\u884c\u540d\u7a31<\/th>\n<th><a href=\"https:\/\/lammllees.shop\/%e6%8f%ad%e5%af%86%e5%88%a9%e7%8e%87%e7%ae%97%e6%b3%95%ef%bc%9a%e9%87%91%e8%9e%8d%e4%b8%96%e7%95%8c%e4%b8%ad%e7%9a%84%e8%a8%88%e7%ae%97%e8%a6%8f%e5%89%87%e8%88%87%e9%82%8f%e8%bc%af\/\">\u5229\u7387<\/a> (%)<\/th>\n<th>\u8cb8\u6b3e\u985e\u578b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u570b\u6cf0\u9280\u884c<\/td>\n<td>2.5%<\/td>\n<td>\u56fa\u5b9a\u5229\u7387<\/td>\n<\/tr>\n<tr>\n<td>\u83ef\u5357\u9280\u884c<\/td>\n<td>2.3%<\/td>\n<td>\u6d6e\u52d5\u5229\u7387<\/td>\n<\/tr>\n<tr>\n<td>\u5146\u8c50\u9280\u884c<\/td>\n<td>2.7%<\/td>\n<td>\u6df7\u5408\u5229\u7387<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"%e5%b0%88%e5%ae%b6%e5%bb%ba%e8%ad%b0%ef%bc%9a%e5%a6%82%e4%bd%95%e9%99%8d%e4%bd%8e%e6%88%bf%e8%b2%b8%e5%88%a9%e7%8e%87%e9%a2%a8%e9%9a%aa\"><span class=\"ez-toc-section\" id=\"%E5%B0%88%E5%AE%B6%E5%BB%BA%E8%AD%B0%EF%BC%9A%E5%A6%82%E4%BD%95%E9%99%8D%E4%BD%8E%E6%88%BF%E8%B2%B8%E5%88%A9%E7%8E%87%E9%A2%A8%E9%9A%AA\"><\/span>\u5c08\u5bb6\u5efa\u8b70\uff1a\u5982\u4f55\u964d\u4f4e\u623f\u8cb8\u5229\u7387\u98a8\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"post-content\">\n<p>\u5728\u623f\u8cb8\u5229\u7387\u4e0d\u65b7\u8b8a\u52d5\u7684\u74b0\u5883\u4e2d\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u6642\u523b\u4fdd\u6301\u8b66\u89ba\uff0c\u4ee5\u964d\u4f4e\u8cb8\u6b3e\u6210\u672c\u5e36\u4f86\u7684\u98a8\u96aa\u3002\u5c08\u5bb6\u5efa\u8b70\uff0c\u9996\u5148\u53ef\u4ee5\u8003\u616e\u589e\u52a0\u6bcf\u6708\u9084\u6b3e\u984d\uff0c\u7e2e\u77ed\u8cb8\u6b3e\u5e74\u9650\uff0c\u9019\u6a23\u53ef\u4ee5\u6709\u6548\u6e1b\u5c11\u7e3d\u5229\u606f\u7684\u652f\u51fa\u3002\u6b64\u5916\uff0c\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u4e0d\u50c5\u53ef\u4ee5\u589e\u5f37\u60a8\u5728\u8cb8\u6b3e\u6a5f\u69cb\u4e2d\u7684\u4fe1\u8b7d\uff0c\u9084\u6709\u53ef\u80fd\u5354\u5546\u5230\u66f4\u4f4e\u7684\u5229\u7387\u3002\u4ee5\u4e0b\u662f\u5e7e\u500b\u6709\u52a9\u65bc\u964d\u4f4e\u623f\u8cb8\u98a8\u96aa\u7684\u5efa\u8b70\uff1a<\/p>\n<ul>\n<li><strong>\u63d0\u524d\u9084\u6b3e\uff1a<\/strong>\u6bcf\u5e74\u591a\u9084\u4ed8\u4e00\u6b21\u6216\u5169\u6b21\u672c\u91d1\uff0c\u5c07\u5927\u5927\u7e2e\u77ed\u9084\u6b3e\u6642\u9593\u3002<\/li>\n<li><strong>\u8abf\u6574\u8cb8\u6b3e\u671f\u9650\uff1a<\/strong>\u91cd\u65b0\u8a55\u4f30\u8cb8\u6b3e\u671f\u9650\uff0c\u9078\u64c7\u5408\u9069\u7684\u9084\u6b3e\u5e74\u9650\u3002<\/li>\n<li><strong>\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e\uff1a<\/strong>\u65bc\u5229\u7387\u4f4e\u6642\u9396\u5b9a\u56fa\u5b9a\u5229\u7387\uff0c\u6e1b\u5c11\u6ce2\u52d5\u98a8\u96aa\u3002<\/li>\n<\/ul>\n<p>\u5728\u8003\u616e refinancing\u2063 \u6642\uff0c\u4e5f\u503c\u5f97\u5229\u7528\u7dda\u4e0a\u5e73\u53f0\u9032\u884c\u6bd4\u8f03\uff0c\u4ee5\u4fbf\u7372\u5f97\u6700\u5177\u7af6\u722d\u529b\u7684\u5229\u7387\u3002\u8207\u6b64\u540c\u6642\uff0c\u95b1\u8b80\u689d\u6b3e\u8207\u689d\u4ef6\u4ee5\u77ad\u89e3\u53ef\u80fd\u96b1\u85cf\u7684\u8cbb\u7528\u6216\u7f70\u6b3e\u3002\u4ee5\u4e0b\u662f\u4e00\u500b\u7c21\u55ae\u7684\u5229\u7387\u6bd4\u8f03\u8868\uff0c\u986f\u793a\u4e86\u4e0d\u540c\u985e\u578b\u8cb8\u6b3e\u7684\u5229\u7387\u7bc4\u570d\uff0c\u4ee5\u4f9b\u53c3\u8003\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u8cb8\u6b3e\u985e\u578b<\/th>\n<th>\u5229\u7387\u7bc4\u570d \u200c(%)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>30\u5e74\u56fa\u5b9a<\/td>\n<td>3.5 &#8211; 4.5<\/td>\n<\/tr>\n<tr>\n<td>15\u5e74\u56fa\u5b9a<\/td>\n<td>2.8 &#8211; 3.8<\/td>\n<\/tr>\n<tr>\n<td>\u6d6e\u52d5\u5229\u7387<\/td>\n<td>2.5 &#8211; 4.0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"qa\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\"><\/span>\u5e38\u898b\u554f\u7b54<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6a19\u984c\uff1a\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\uff1a\u89e3\u7b54\u60a8\u5fc3\u4e2d\u7684\u7591\u60d1<\/p>\n<p><strong>\u554f\uff1a\u4ec0\u9ebc\u662f\u623f\u8cb8\u5229\u7387\uff0c\u70ba\u4ec0\u9ebc\u5b83\u5982\u6b64\u91cd\u8981\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u623f\u8cb8\u5229\u7387\u662f\u6307\u8cb8\u6b3e\u6a5f\u69cb\u5c0d<a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" target=\"_blank\">\u623f\u5c4b\u8cb8\u6b3e<\/a>\u6536\u53d6\u7684\u5229\u606f\u3002\u5b83\u76f4\u63a5\u5f71\u97ff\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u548c\u6574\u9ad4\u8cb8\u6b3e\u6210\u672c\u3002\u5229\u7387\u8d8a\u4f4e\uff0c\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u58d3\u529b\u5c31\u8d8a\u5c0f\uff0c\u7e3d\u652f\u4ed8\u7684\u5229\u606f\u4e5f\u6703\u8d8a\u5c11\u3002\u56e0\u6b64\uff0c\u9078\u64c7\u5408\u9069\u7684\u623f\u8cb8\u5229\u7387\u662f\u81f3\u95dc\u91cd\u8981\u7684\u3002<\/p>\n<p><strong>\u554f\uff1a\u623f\u8cb8\u5229\u7387\u6709\u54ea\u5e7e\u7a2e\u985e\u578b\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u4e3b\u8981\u6709\u56fa\u5b9a\u5229\u7387\u548c\u6d6e\u52d5\u5229\u7387\u5169\u7a2e\u3002\u56fa\u5b9a\u5229\u7387\u5728\u8cb8\u6b3e\u671f\u5167\u4fdd\u6301\u4e0d\u8b8a\uff0c\u63d0\u4f9b\u7a69\u5b9a\u6027\u548c\u53ef\u9810\u6e2c\u7684\u9084\u6b3e\u8a08\u756b\u3002\u6d6e\u52d5\u5229\u7387\u5247\u6703\u6839\u64da\u5e02\u5834\u689d\u4ef6\u8b8a\u52d5\uff0c\u901a\u5e38\u8207\u57fa\u6e96\u5229\u7387\u639b\u9264\uff0c\u53ef\u80fd\u958b\u59cb\u8f03\u4f4e\uff0c\u4f46\u5b58\u5728\u4e0a\u5347\u98a8\u96aa\u3002<\/p>\n<p><strong>\u554f\uff1a\u5982\u4f55\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u623f\u8cb8\u5229\u7387\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u9996\u5148\uff0c\u6536\u96c6\u591a\u5bb6\u9280\u884c\u7684\u5229\u7387\u65b9\u6848\uff0c\u5305\u62ec\u56fa\u5b9a\u548c\u6d6e\u52d5\u5229\u7387\u7684\u8a73\u7d30\u689d\u6b3e\u3002\u7136\u5f8c\uff0c\u6ce8\u610f\u984d\u5916\u8cbb\u7528\uff0c\u5982\u624b\u7e8c\u8cbb\u3001\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7b49\u3002\u4f7f\u7528\u5728\u7dda\u623f\u8cb8\u8a08\u7b97\u5668\u4f86\u6a21\u64ec\u6bcf\u6708\u7684\u9084\u6b3e\u984d\u53ca\u7e3d\u652f\u4ed8\u5229\u606f\uff0c\u5e6b\u52a9\u60a8\u505a\u51fa\u660e\u667a\u7684\u9078\u64c7\u3002<\/p>\n<p><strong>\u554f\uff1a\u76ee\u524d\u7684\u623f\u8cb8\u5229\u7387\u8da8\u52e2\u662f\u4ec0\u9ebc\u6a23\u7684\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u623f\u8cb8\u5229\u7387\u901a\u5e38\u6703\u96a8\u8457\u4e2d\u592e\u9280\u884c\u653f\u7b56\u3001\u7d93\u6fdf\u72c0\u6cc1\u548c\u5e02\u5834\u9700\u6c42\u800c\u8b8a\u52d5\u3002\u8fd1\u671f\u5982\u679c\u592e\u884c\u964d\u4f4e\u5229\u7387\uff0c\u623f\u8cb8\u5229\u7387\u4e5f\u53ef\u80fd\u8d70\u4f4e\uff0c\u9019\u5c0d\u65bc\u60f3\u8981\u7533\u8acb\u623f\u8cb8\u7684\u4eba\u800c\u8a00\u662f\u500b\u597d\u6642\u6a5f\u3002\u53cd\u4e4b\u5247\u9700\u8b39\u614e\u8003\u91cf\u3002<\/p>\n<p><strong>\u554f\uff1a\u9078\u64c7\u623f\u8cb8\u5229\u7387\u6642\u6709\u4ec0\u9ebc\u7b56\u7565\u5efa\u8b70\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u9996\u5148\uff0c\u8a55\u4f30\u81ea\u8eab\u8ca1\u52d9\u72c0\u6cc1\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002\u5982\u679c\u60a8\u66f4\u50be\u5411\u65bc\u7a69\u5b9a\u6027\uff0c\u56fa\u5b9a\u5229\u7387\u53ef\u80fd\u66f4\u9069\u5408\uff1b\u5982\u679c\u60a8\u80fd\u5920\u63a5\u53d7\u5229\u7387\u53ef\u80fd\u4e0a\u5347\u7684\u98a8\u96aa\uff0c\u53ef\u8003\u616e\u6d6e\u52d5\u5229\u7387\u3002\u6b64\u5916\uff0c\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u4e0d\u8981\u6025\u65bc\u6c42\u6210\uff0c\u8b39\u614e\u8a55\u4f30\u9577\u671f\u5229\u606f\u6210\u672c\u3002<\/p>\n<p><strong>\u554f\uff1a\u6709\u6c92\u6709\u8fa6\u6cd5\u964d\u4f4e\u5df2\u7d93\u7533\u8acb\u7684\u623f\u8cb8\u5229\u7387\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u53ef\u4ee5\u8003\u616e\u518d\u878d\u8cc7\uff08refinancing\uff09\uff0c\u5373\u5728\u7576\u524d\u5229\u7387\u8f03\u4f4e\u6642\u91cd\u65b0\u7533\u8acb\u8cb8\u6b3e\u4ee5\u964d\u4f4e\u6bcf\u6708\u9084\u6b3e\u3002\u53e6\u5916\uff0c\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u3001\u6709\u7a69\u5b9a\u7684\u6536\u5165\u548c\u8f03\u4f4e\u7684\u8ca0\u50b5\u6bd4\u7387\uff0c\u4e5f\u53ef\u80fd\u8b93\u60a8\u6709\u66f4\u5927\u6a5f\u6703\u7372\u5f97\u66f4\u4f4e\u7684\u5229\u7387\u3002<\/p>\n<p>\u9019\u7bc7Q&#038;A\u5e0c\u671b\u80fd\u89e3\u7b54\u60a8\u5728\u623f\u8cb8\u5229\u7387\u6bd4\u8f03\u65b9\u9762\u7684\u7591\u554f\uff0c\u52a9\u60a8\u505a\u51fa\u66f4\u4f73\u7684\u8ca1\u52d9\u6c7a\u7b56\u3002 <\/p>\n<h2 id=\"outro\"><span class=\"ez-toc-section\" id=\"%E7%B8%BD%E7%B5%90\"><\/span>\u7e3d\u7d50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7d50\u5c3e\uff0c\u4e0d\u59a8\u8a18\u4f4f\uff0c\u623f\u8cb8\u5229\u7387\u7684\u6bd4\u8f03\u4e26\u4e0d\u662f\u4e00\u9805\u4e00\u6b21\u6027\u4efb\u52d9\uff0c\u800c\u662f\u4e00\u689d\u9700\u8981\u6301\u7e8c\u95dc\u6ce8\u7684\u8ca1\u52d9\u65c5\u7a0b\u3002\u5e02\u5834\u689d\u4ef6\u7684\u8b8a\u5316\u3001\u653f\u7b56\u7684\u8abf\u6574\u4ee5\u53ca\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\u7684\u8b8a\u9077\uff0c\u7686\u6703\u5c0d\u60a8\u7684\u623f\u8cb8\u65b9\u6848\u7522\u751f\u5f71\u97ff\u3002\u56e0\u6b64\uff0c\u4fdd\u6301\u5c0d\u6700\u65b0\u8cc7\u8a0a\u7684\u654f\u611f\u6027\uff0c\u5b9a\u671f\u6aa2\u8996\u8207\u8a55\u4f30\u81ea\u5df1\u7684\u8cb8\u6b3e\u72c0\u614b\uff0c\u624d\u80fd\u78ba\u4fdd\u5728\u6f2b\u6f2b\u5c45\u5bb6\u6295\u8cc7\u4e4b\u8def\u4e0a\uff0c\u60a8\u59cb\u7d42\u884c\u99db\u5728\u6700\u5408\u9069\u7684\u8ecc\u9053\u4e0a\u3002\u9858\u6bcf\u4e00\u4f4d\u8b80\u8005\u90fd\u80fd\u5728\u8ca1\u52d9\u5065\u5eb7\u8207\u5c45\u4f4f\u5922\u60f3\u4e4b\u9593\u627e\u5230\u5b8c\u7f8e\u7684\u5e73\u8861\u8207\u548c\u8ae7\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u96a8\u8457\u8cfc\u5c4b\u9700\u6c42\u7684\u4e0d\u65b7\u589e\u9577\uff0c<a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" target=\"_blank\">\u623f\u8cb8<\/a>\u5229\u7387\u6210\u70ba\u8a31\u591a\u5bb6\u5ead\u95dc\u6ce8\u7684\u7126\u9ede\u3002\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u5229\u7387\u5343\u5dee\u842c\u5225\uff0c\u4ed4\u7d30\u6bd4\u8f03\u623f\u8cb8\u5229\u7387\u662f\u8cfc\u5c4b\u8005\u660e\u667a\u4e4b\u8209\u3002\u9078\u64c7\u9069\u5408\u7684<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" target=\"_blank\">\u8cb8\u6b3e<\/a>\u65b9\u6848\uff0c\u4e0d\u50c5\u80fd\u6e1b\u8f15\u6bcf\u6708\u9084\u6b3e\u58d3\u529b\uff0c\u66f4\u80fd\u6709\u6548\u7406\u8ca1\u3002\u7121\u8ad6\u662f\u56fa\u5b9a\u5229\u7387\u9084\u662f\u6d6e\u52d5\u5229\u7387\uff0c\u5404\u6709\u512a\u7f3a\u9ede\uff0c\u95dc\u9375\u5728\u65bc\u627e\u5230\u6700\u7b26\u5408\u81ea\u8eab\u9700\u6c42\u7684\u9078\u9805\u3002\u4e86\u89e3\u5e02\u5834\u8da8\u52e2\u4e26\u8aee\u8a62\u5c08\u696d\u610f\u898b\uff0c\u53ef\u52a9\u60a8\u6167\u773c\u8b58\u300c\u5229\u300d\u3002<\/p>\n","protected":false},"author":1,"featured_media":10065,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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