{"id":10725,"date":"2024-11-01T12:23:11","date_gmt":"2024-11-01T04:23:11","guid":{"rendered":"http:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/"},"modified":"2024-11-01T12:23:11","modified_gmt":"2024-11-01T04:23:11","slug":"%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel","status":"publish","type":"post","link":"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/","title":{"rendered":"\u8cb8\u6b3e\u8a66\u7b97excel"},"content":{"rendered":"<p>\u5728\u73fe\u4ee3\u751f\u6d3b\u4e2d\uff0c\u91d1\u878d\u6c7a\u7b56\u5df2\u6210\u70ba\u6211\u5011\u65e5\u5e38\u751f\u6d3b\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\uff0c\u800c\u6709\u6548\u7684<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" target=\"_blank\">\u8cb8\u6b3e<\/a>\u7ba1\u7406\u66f4\u662f\u81f3\u95dc\u91cd\u8981\u3002\u96a8\u8457\u751f\u6d3b\u7bc0\u594f\u7684\u52a0\u5feb\uff0c\u6211\u5011\u9700\u8981\u66f4\u70ba\u4fbf\u6377\u548c\u76f4\u89c0\u7684\u5de5\u5177\u4f86\u5354\u52a9\u6211\u5011\u9032\u884c\u7cbe\u78ba\u7684\u8ca1\u52d9\u898f\u5283\u3002\u9019\u6642\uff0c\u4e00\u500b\u7c21\u55ae\u5f37\u5927\u7684\u5de5\u5177\u6620\u5165\u773c\u7c3e\uff1aExcel\u8cb8\u6b3e\u8a66\u7b97\u3002\u900f\u904e\u5176\u5f37\u5927\u7684\u6578\u64da\u8655\u7406\u80fd\u529b\u8207\u9748\u6d3b\u7684\u516c\u5f0f\u8a2d\u5b9a\uff0cExcel\u4e0d\u55ae\u5354\u52a9\u4f7f\u7528\u8005\u8f15\u9b06\u8a08\u7b97\u6708\u4f9b\u91d1\u984d\u3001\u5229\u606f\u652f\u51fa\uff0c\u9084\u80fd\u5728\u4e0d\u540c\u7684\u60c5\u5883\u4e0b\uff0c\u6a21\u64ec\u5404\u7a2e\u9084\u6b3e\u7b56\u7565\u7684\u6548\u679c\u3002\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u8b93\u6211\u5011\u6df1\u5165\u63a2\u7d22\u5982\u4f55\u5584\u7528Excel\u9019\u4e00\u5de5\u5177\uff0c\u70ba\u500b\u4eba\u548c\u5bb6\u5ead\u7684\u8ca1\u52d9\u8a08\u5283\u589e\u6dfb\u4e00\u4efd\u7cbe\u78ba\u8207\u4fbf\u6377\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u5927\u7db2 :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/#%E5%85%A8%E9%9D%A2%E6%8E%8C%E6%8F%A1%E8%B2%B8%E6%AC%BE%E8%A9%A6%E7%AE%97excel%E5%B7%A5%E5%85%B7%E7%9A%84%E9%97%9C%E9%8D%B5%E8%A6%81%E7%B4%A0\" title=\"\u5168\u9762\u638c\u63e1\u8cb8\u6b3e\u8a66\u7b97excel\u5de5\u5177\u7684\u95dc\u9375\u8981\u7d20\">\u5168\u9762\u638c\u63e1\u8cb8\u6b3e\u8a66\u7b97excel\u5de5\u5177\u7684\u95dc\u9375\u8981\u7d20<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/#%E8%BC%95%E9%AC%86%E5%B0%8E%E5%85%A5%E8%B3%87%E6%96%99%E6%8F%90%E5%8D%87%E8%A9%A6%E7%AE%97%E6%95%88%E7%8E%87%E7%9A%84%E6%96%B9%E6%B3%95\" title=\"\u8f15\u9b06\u5c0e\u5165\u8cc7\u6599\u63d0\u5347\u8a66\u7b97\u6548\u7387\u7684\u65b9\u6cd5\">\u8f15\u9b06\u5c0e\u5165\u8cc7\u6599\u63d0\u5347\u8a66\u7b97\u6548\u7387\u7684\u65b9\u6cd5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/#%E9%81%BF%E5%85%8D%E5%B8%B8%E8%A6%8B%E9%8C%AF%E8%AA%A4%E5%8A%A9%E4%BD%A0%E5%8F%96%E5%BE%97%E6%BA%96%E7%A2%BA%E8%A9%A6%E7%AE%97%E7%B5%90%E6%9E%9C\" title=\"\u907f\u514d\u5e38\u898b\u932f\u8aa4\u52a9\u4f60\u53d6\u5f97\u6e96\u78ba\u8a66\u7b97\u7d50\u679c\">\u907f\u514d\u5e38\u898b\u932f\u8aa4\u52a9\u4f60\u53d6\u5f97\u6e96\u78ba\u8a66\u7b97\u7d50\u679c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/#%E5%B0%88%E5%AE%B6%E6%8E%A8%E8%96%A6%E6%8F%90%E9%AB%98%E8%A9%A6%E7%AE%97%E6%BA%96%E7%A2%BA%E6%80%A7%E7%9A%84%E5%BF%85%E5%82%99%E6%8A%80%E5%B7%A7\" title=\"\u5c08\u5bb6\u63a8\u85a6\u63d0\u9ad8\u8a66\u7b97\u6e96\u78ba\u6027\u7684\u5fc5\u5099\u6280\u5de7\">\u5c08\u5bb6\u63a8\u85a6\u63d0\u9ad8\u8a66\u7b97\u6e96\u78ba\u6027\u7684\u5fc5\u5099\u6280\u5de7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\" title=\"\u5e38\u898b\u554f\u7b54\">\u5e38\u898b\u554f\u7b54<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel\/#%E7%B8%BD%E7%B5%90\" title=\"\u7e3d\u7d50\">\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"%e5%85%a8%e9%9d%a2%e6%8e%8c%e6%8f%a1%e8%b2%b8%e6%ac%be%e8%a9%a6%e7%ae%97excel%e5%b7%a5%e5%85%b7%e7%9a%84%e9%97%9c%e9%8d%b5%e8%a6%81%e7%b4%a0\"><span class=\"ez-toc-section\" id=\"%E5%85%A8%E9%9D%A2%E6%8E%8C%E6%8F%A1%E8%B2%B8%E6%AC%BE%E8%A9%A6%E7%AE%97excel%E5%B7%A5%E5%85%B7%E7%9A%84%E9%97%9C%E9%8D%B5%E8%A6%81%E7%B4%A0\"><\/span>\u5168\u9762\u638c\u63e1\u8cb8\u6b3e\u8a66\u7b97excel\u5de5\u5177\u7684\u95dc\u9375\u8981\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u63a2\u7d22\u8cb8\u6b3e\u8a66\u7b97\u7684Excel\u5de5\u5177\u6642\uff0c\u638c\u63e1\u57fa\u790e\u5143\u7d20\u662f\u81f3\u95dc\u91cd\u8981\u7684\u3002\u9996\u5148\uff0c\u4e86\u89e3\u5982\u4f55\u6709\u6548\u5229\u7528Excel\u4e2d\u7684\u516c\u5f0f\u529f\u80fd\uff0c\u53ef\u4ee5\u8b93\u4f60\u5728\u8cc7\u6599\u66f4\u65b0\u6642\u81ea\u52d5\u8a08\u7b97\u7d50\u679c\uff0c\u6e1b\u5c11\u624b\u52d5\u8f38\u5165\u7684\u932f\u8aa4\u3002\u904b\u7528<strong>IF<\/strong>\u3001<strong>PMT<\/strong> \u200b\u548c <strong>VLOOKUP<\/strong>\u7b49\u516c\u5f0f\uff0c\u80fd\u5927\u5e45\u63d0\u5347\u8a66\u7b97\u8868\u7684\u6e96\u78ba\u5ea6\u53ca\u6548\u7387\u3002\u5176\u6b21\uff0c\u8a2d\u8a08\u4e00\u500b\u6613\u65bc\u7406\u89e3\u7684\u4ecb\u9762\uff0c\u53ef\u4ee5\u4f7f\u4f7f\u7528\u8005\u66f4\u76f4\u89c0\u5730\u627e\u5230\u4ed6\u5011\u6240\u9700\u8981\u7684\u8cc7\u8a0a\uff0c\u9019\u5305\u62ec\u4f7f\u7528\u8868\u683c\u548c\u984f\u8272\u6a19\u793a\u95dc\u9375\u6578\u64da\u3002<\/p>\n<p>\u70ba\u4e86\u8b93\u8a66\u7b97\u8868\u66f4\u5177\u53ef\u8b80\u6027\uff0c\u4f7f\u7528\u8005\u53ef\u4ee5\u501f\u52a9\u689d\u4ef6\u683c\u5f0f\u4f86\u5f37\u8abf\u67d0\u4e9b\u6578\u503c\u7bc4\u570d\u6216\u6578\u64da\u7570\u5e38\uff0c\u9032\u4e00\u6b65\u5f37\u5316\u5831\u8868\u7684\u5206\u6790\u80fd\u529b\u3002\u53e6\u4e00\u500b\u6280\u5de7\u662f\uff0c\u4f7f\u7528\u4e0b\u62c9\u9078\u55ae\u548c\u6578\u64da\u9a57\u8b49\u7684\u529f\u80fd\uff0c\u9650\u5236\u7528\u6236\u5728\u8f38\u5165\u8cc7\u8a0a\u6642\u7684\u9078\u64c7\uff0c\u4ee5\u78ba\u4fdd\u8f38\u5165\u6578\u64da\u7684\u6b63\u78ba\u6027\u548c\u4e00\u81f4\u6027\u3002\u7576\u6d89\u53ca\u4e0d\u540c\u8cb8\u6b3e\u7522\u54c1\u7684\u6bd4\u8f03\u6642\uff0c\u53ef\u4ee5\u63a1\u7528\u4ee5\u4e0b<strong>\u7bc4\u4f8b\u8868\u683c<\/strong>\uff0c\u8b93\u8907\u96dc\u7684\u8a08\u7b97\u7d50\u679c\u7c21\u6f54\u660e\u77ad\u5730\u5448\u73fe\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u8cb8\u6b3e\u985e\u578b<\/th>\n<th>\u5e74\u5229\u7387<\/th>\n<th>\u8cb8\u6b3e\u671f\u9650<\/th>\n<th>\u6bcf\u6708\u9084\u6b3e\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" target=\"_blank\">\u623f\u5c4b\u8cb8\u6b3e<\/a><\/td>\n<td>2.75%<\/td>\n<td>30\u5e74<\/td>\n<td>NT$15,000<\/td>\n<\/tr>\n<tr>\n<td><a href=\"http:\/\/lammllees.shop\/\u6c7d\u8eca\u8cb8\u6b3e\/\" target=\"_blank\">\u6c7d\u8eca\u8cb8\u6b3e<\/a><\/td>\n<td>3.5%<\/td>\n<td>5\u5e74<\/td>\n<td>NT$8,000<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/lammllees.shop\/%e6%b0%91%e9%96%93%e8%b2%b8%e6%ac%be\/\">\u500b\u4eba\u8cb8\u6b3e<\/a><\/td>\n<td>5%<\/td>\n<td>3\u5e74<\/td>\n<td>NT$3,500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"%e8%bc%95%e9%ac%86%e5%b0%8e%e5%85%a5%e8%b3%87%e6%96%99%e6%8f%90%e5%8d%87%e8%a9%a6%e7%ae%97%e6%95%88%e7%8e%87%e7%9a%84%e6%96%b9%e6%b3%95\"><span class=\"ez-toc-section\" id=\"%E8%BC%95%E9%AC%86%E5%B0%8E%E5%85%A5%E8%B3%87%E6%96%99%E6%8F%90%E5%8D%87%E8%A9%A6%E7%AE%97%E6%95%88%E7%8E%87%E7%9A%84%E6%96%B9%E6%B3%95\"><\/span>\u8f15\u9b06\u5c0e\u5165\u8cc7\u6599\u63d0\u5347\u8a66\u7b97\u6548\u7387\u7684\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u73fe\u4eca\u5feb\u901f\u8b8a\u9077\u7684\u91d1\u878d\u5e02\u5834\u4e2d\uff0c\u5982\u4f55\u63d0\u5347\u8cb8\u6b3e\u8a66\u7b97\u7684\u6548\u7387\u5df2\u6210\u70ba\u8a31\u591a\u8ca1\u52d9\u5c08\u696d\u4eba\u58eb\u7684\u95dc\u6ce8\u7126\u9ede\u3002Excel \u4f5c\u70ba\u4e00\u500b\u5f37\u5927\u7684\u5de5\u5177\uff0c\u63d0\u4f9b\u4e86\u9748\u6d3b\u6027\u548c\u5f37\u5927\u7684\u6578\u64da\u8655\u7406\u80fd\u529b\uff0c\u4f7f\u6211\u5011\u80fd\u5920\u66f4\u8f15\u9b06\u5730\u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u3002\u4f46\u8981\u5145\u5206\u5229\u7528\u200b Excel \u7684\u6f5b\u529b\uff0c\u6211\u5011\u9700\u8981\u638c\u63e1\u5c0e\u5165\u8cc7\u6599\u8207\u516c\u5f0f\u7684\u6280\u5de7\u3002<strong>\u9996\u5148\uff0c\u5229\u7528 Excel\u2062 \u7684<strong>VLOOKUP<\/strong> \u8207 \u2062 <strong>INDEX-MATCH<\/strong> \u529f\u80fd<\/strong>\uff0c\u53ef\u4ee5\u8f15\u9b06\u5730\u5f9e\u5927\u91cf\u6578\u64da\u4e2d\u63d0\u53d6\u76f8\u95dc\u8cc7\u8a0a\uff0c\u4f8b\u5982\u9280\u884c\u5229\u7387\u6216\u8cb8\u6b3e\u689d\u4ef6\u3002\u6b64\u5916\uff0c\u4f7f\u7528<strong>\u52d5\u614b\u8868\u683c\u529f\u80fd<\/strong>\uff0c\u53ef\u4ee5\u78ba\u4fdd\u8cc7\u6599\u66f4\u65b0\u5f8c\u6240\u6709\u76f8\u95dc\u8a66\u7b97\u81ea\u52d5\u66f4\u65b0\uff0c\u6e1b\u5c11\u624b\u52d5\u8abf\u6574\u7684\u6642\u9593\u8207\u932f\u8aa4\u3002<\/p>\n<p>Excel \u7684\u81ea\u52d5\u5316\u529f\u80fd\u4ea6\u4e0d\u53ef\u5ffd\u8996\u3002<strong>\u900f\u904e\u5b8f<\/strong>\u4f86\u9304\u88fd\u91cd\u8907\u6027\u64cd\u4f5c\uff0c\u5982\u6578\u64da\u683c\u5f0f\u5316\u6216\u5831\u544a\u751f\u6210\uff0c\u53ef\u4ee5\u6709\u6548\u5730\u7bc0\u7701\u6642\u9593\uff0c\u8b93\u66f4\u591a\u7684\u7cbe\u529b\u6295\u5165\u5230\u5206\u6790\u4e0a\u3002\u63a5\u8457\uff0c\u53ef\u4ee5\u8003\u616e\u4f7f\u7528\u4ee5\u4e0b\u7684<strong>\u8cc7\u6599\u4f86\u6e90\u8207\u516c\u5f0f<\/strong>\u4f86\u8f14\u52a9\u6c7a\u7b56\uff1a<\/p>\n<ul>\n<li><strong>\u5229\u7387\u8d70\u52e2<\/strong>\uff1a\u5b9a\u671f\u66f4\u65b0\u7684\u5229\u7387\u4fe1\u606f\u8cc7\u6599\u8868\u683c<\/li>\n<li><strong>\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03<\/strong><\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u9280\u884c\u540d\u7a31<\/th>\n<th>\u5229\u7387\uff08%\uff09<\/th>\n<th>\u5099\u8a3b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Bank A<\/td>\n<td>2.5<\/td>\n<td>\u65b0\u5ba2\u6236\u512a\u60e0<\/td>\n<\/tr>\n<tr>\n<td>Bank \u200cB<\/td>\n<td>2.7<\/td>\n<td>\u591a\u5e74\u5ba2\u6236\u7279\u60e0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u900f\u904e\u9019\u4e9b\u5de5\u5177\u8207\u8cc7\u6599\u7684\u6574\u5408\uff0c\u53ef\u5927\u5e45\u63d0\u5347\u8a66\u7b97\u6548\u7387\uff0c\u8b93\u6bcf\u4e00\u7b46\u8cb8\u6b3e\u90fd\u80fd\u5f97\u5230\u6700\u5177\u512a\u52e2\u7684\u689d\u4ef6\u3002<\/p>\n<h2 id=\"%e9%81%bf%e5%85%8d%e5%b8%b8%e8%a6%8b%e9%8c%af%e8%aa%a4%e5%8a%a9%e4%bd%a0%e5%8f%96%e5%be%97%e6%ba%96%e7%a2%ba%e8%a9%a6%e7%ae%97%e7%b5%90%e6%9e%9c\"><span class=\"ez-toc-section\" id=\"%E9%81%BF%E5%85%8D%E5%B8%B8%E8%A6%8B%E9%8C%AF%E8%AA%A4%E5%8A%A9%E4%BD%A0%E5%8F%96%E5%BE%97%E6%BA%96%E7%A2%BA%E8%A9%A6%E7%AE%97%E7%B5%90%E6%9E%9C\"><\/span>\u907f\u514d\u5e38\u898b\u932f\u8aa4\u52a9\u4f60\u53d6\u5f97\u6e96\u78ba\u8a66\u7b97\u7d50\u679c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u5229\u7528Excel\u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u6642\uff0c\u907f\u514d\u5e38\u898b\u932f\u8aa4\u80fd\u5920\u5927\u5e45\u63d0\u9ad8\u7d50\u679c\u7684\u6e96\u78ba\u6027\u3002\u9996\u5148\uff0c<strong>\u78ba\u8a8d\u6240\u6709\u8f38\u5165\u7684\u8cc7\u6599\u90fd\u662f\u5b8c\u6574\u548c\u6b63\u78ba\u7684<\/strong>\u3002\u9019\u5305\u62ec\u8cb8\u6b3e\u672c\u91d1\u3001\u5229\u7387\u3001\u8cb8\u6b3e\u671f\u9650\u7b49\u3002\u5728\u932f\u8aa4\u7684\u6578\u64da\u57fa\u790e\u4e0a\u9032\u884c\u8a08\u7b97\uff0c\u53ea\u6703\u5c0e\u81f4\u5931\u6e96\u7684\u7d50\u679c\u3002\u6b64\u5916\uff0c\u4e0d\u8981\u5fd8\u8a18\u6aa2\u67e5\u516c\u5f0f\u662f\u5426\u6b63\u78ba\u4f7f\u7528\uff0c\u7279\u5225\u662f\u5728\u4f7f\u7528\u8907\u96dc\u7684\u8a08\u7b97\u6642\uff0c\u516c\u5f0f\u4e2d\u4e00\u500b\u7d30\u5fae\u7684\u932f\u8aa4\u53ef\u80fd\u5f71\u97ff\u6574\u9ad4\u8a08\u7b97\u7d50\u679c\u3002<\/p>\n<p>\u53e6\u5916\uff0c<strong>\u9069\u7576\u4f7f\u7528Excel\u7684\u529f\u80fd\u4ee5\u7c21\u5316\u904e\u7a0b<\/strong>\u3002\u4f7f\u7528\u5167\u5efa\u7684\u51fd\u6578\u5982<code>PMT<\/code>\u4f86\u8a08\u7b97\u6bcf\u671f\u4ed8\u6b3e\uff0c\u9019\u6a23\u53ef\u4ee5\u6e1b\u5c11\u8a08\u7b97\u6b65\u9a5f\u4e2d\u7684\u932f\u8aa4\u6a5f\u7387\u3002\u6b64\u5916\uff0c\u53ef\u4ee5\u5efa\u7acb\u4e00\u500b\u5c0f\u578b\u7684\u8cc7\u6599\u5c0d\u7167\u8868\uff0c\u7528\u4ee5\u6838\u5c0d\u8cb8\u6b3e\u985e\u5225\u7684\u57fa\u672c\u6578\u64da\uff0c\u5982\u4e0b\u8868\u6240\u793a\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u8cb8\u6b3e\u985e\u5225<\/th>\n<th>\u6a19\u6e96\u5229\u7387 (%)<\/th>\n<th>\u5e38\u898b\u671f\u9650 (\u5e74)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u4f4f<a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" target=\"_blank\">\u623f\u8cb8<\/a>\u6b3e<\/td>\n<td>2.5<\/td>\n<td>30<\/td>\n<\/tr>\n<tr>\n<td>\u6c7d<a href=\"http:\/\/lammllees.shop\/\u6c7d\u8eca\u8cb8\u6b3e\/\" target=\"_blank\">\u8eca\u8cb8<\/a>\u6b3e<\/td>\n<td>4.0<\/td>\n<td>5<\/td>\n<\/tr>\n<tr>\n<td>\u500b\u4eba\u8cb8\u6b3e<\/td>\n<td>6.5<\/td>\n<td>7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u9019\u4e9b\u5c0f\u5fc3\u6a5f\u4e0d\u50c5\u7c21\u5316\u4e86\u8a66\u7b97\u904e\u7a0b\uff0c\u4ea6\u78ba\u4fdd\u8a08\u7b97\u7d50\u679c\u7684\u7cbe\u6e96\u6027\uff0c\u8b93\u60a8\u5728\u9032\u884c\u8ca1\u52d9\u6c7a\u7b56\u6642\u66f4\u52a0\u653e\u5fc3\u3002<\/p>\n<h2 id=\"%e5%b0%88%e5%ae%b6%e6%8e%a8%e8%96%a6%e6%8f%90%e9%ab%98%e8%a9%a6%e7%ae%97%e6%ba%96%e7%a2%ba%e6%80%a7%e7%9a%84%e5%bf%85%e5%82%99%e6%8a%80%e5%b7%a7\"><span class=\"ez-toc-section\" id=\"%E5%B0%88%E5%AE%B6%E6%8E%A8%E8%96%A6%E6%8F%90%E9%AB%98%E8%A9%A6%E7%AE%97%E6%BA%96%E7%A2%BA%E6%80%A7%E7%9A%84%E5%BF%85%E5%82%99%E6%8A%80%E5%B7%A7\"><\/span>\u5c08\u5bb6\u63a8\u85a6\u63d0\u9ad8\u8a66\u7b97\u6e96\u78ba\u6027\u7684\u5fc5\u5099\u6280\u5de7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u904b\u7528 Excel \u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u6642\uff0c\u7cbe\u78ba\u7684\u8a08\u7b97\u5f80\u5f80\u4f9d\u8cf4\u65bc\u4e00\u4e9b\u5be6\u7528\u7684\u5c0f\u6280\u5de7\u3002\u9996\u5148\uff0c\u8a2d\u7acb\u4e00\u500b\u5b8c\u6574\u4e14\u6e05\u6670\u7684\u8a66\u7b97\u8868\u7d50\u69cb\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002\u8acb\u78ba\u4fdd\u8cc7\u6599\u6392\u7248\u7c21\u6f54\uff0c\u6613\u65bc\u7406\u89e3\u3002\u6309\u6708\u5217\u51fa\u5404\u9805\u8cbb\u7528\u548c\u6536\u5165\uff0c\u4ee5\u4fbf\u5728\u8a66\u7b97\u904e\u7a0b\u4e2d\u96a8\u6642\u8abf\u6574\u3002\u4f7f\u7528\u516c\u5f0f\u548c\u51fd\u6578\u6642\uff0c\u52d9\u5fc5\u4f7f\u7528\u6b63\u78ba\u7684\u904b\u7b97\u7b26\u865f\uff0c\u4ee5\u907f\u514d\u8aa4\u5dee\u3002\u6b64\u5916\uff0c\u5584\u7528 Excel \u7684\u689d\u4ef6\u683c\u5f0f\u529f\u80fd\uff0c\u8b93\u6578\u64da\u7684\u7570\u5e38\u8b8a\u52d5\u80fd\u5920\u7b2c\u4e00\u6642\u9593\u88ab\u767c\u73fe\u3002<\/p>\n<p>\u53e6\u4e00\u500b\u63d0\u9ad8\u6e96\u78ba\u6027\u7684\u79d8\u8a23\u662f\u59a5\u5584\u904b\u7528 Excel \u4e2d\u7684\u5167\u5d4c\u51fd\u6578\u3002\u4ee5\u4e0b\u662f\u5e7e\u500b\u53ef\u4ee5\u8f14\u52a9\u8cb8\u6b3e\u8a66\u7b97\u7684 <strong>\u5fc5\u5099\u51fd\u6578<\/strong>\uff1a<\/p>\n<ul>\n<li><strong>PMT \u51fd\u6578\uff1a<\/strong>\u53ef\u7528\u4f86\u8a08\u7b97\u6bcf\u671f\u61c9\u652f\u4ed8\u7684\u9084\u6b3e\u91d1\u984d\uff0c\u6e96\u78ba\u8a08\u7b97\u6bcf\u6708\u7684\u8ca0\u64d4\u3002<\/li>\n<li><strong>FV \u51fd\u6578\uff1a<\/strong>\u6b64\u51fd\u6578\u5e6b\u52a9\u4f30\u7b97\u672a\u4f86\u7684\u8cb8\u6b3e\u9918\u984d\uff0c\u8003\u616e\u5230\u5229\u7387\u548c\u652f\u51fa\u3002<\/li>\n<li><strong>NPER \u51fd\u6578\uff1a<\/strong>\u7528\u4f86\u627e\u51fa\u9700\u8981\u591a\u5c11\u671f\u624d\u80fd\u511f\u9084\u8cb8\u6b3e\uff0c\u9019\u5c0d\u65bc\u8a08\u5283\u8cb8\u6b3e\u6642\u9577\u5c24\u70ba\u91cd\u8981\u3002<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<tr>\n<th>\u51fd\u6578<\/th>\n<th>\u529f\u80fd<\/th>\n<\/tr>\n<tr>\n<td>PMT<\/td>\n<td>\u6bcf\u671f\u4ed8\u6b3e\u91d1\u984d\u8a08\u7b97<\/td>\n<\/tr>\n<tr>\n<td>FV<\/td>\n<td>\u672a\u4f86\u8cb8\u6b3e\u9918\u984d\u9810\u6e2c<\/td>\n<\/tr>\n<tr>\n<td>NPER<\/td>\n<td>\u671f\u6578\u4f30\u7b97<\/td>\n<\/tr>\n<\/table>\n<p>\u901a\u904e\u9748\u6d3b\u61c9\u7528\u9019\u4e9b\u6280\u5de7\u8207\u529f\u80fd\uff0c\u60a8\u4fbf\u80fd\u5275\u5efa\u4e00\u500b\u6e96\u78ba\u548c\u9ad8\u6548\u7684\u8a66\u7b97\u8868\uff0c\u5f9e\u800c\u8f15\u9b06\u638c\u63e1\u8907\u96dc\u7684\u8cb8\u6b3e\u8a08\u7b97\u3002<\/p>\n<h2 id=\"qa\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\"><\/span>\u5e38\u898b\u554f\u7b54<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u6587\u7ae0\u6a19\u984c\uff1a\u904b\u7528 \u200cExcel \u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u7684\u6280\u5de7\u8207\u6b65\u9a5f<\/strong><\/p>\n<hr>\n<p><strong>\u554f\uff1a\u4ec0\u9ebc\u662f\u8cb8\u6b3e\u8a66\u7b97\uff0c\u70ba\u4ec0\u9ebc\u9700\u8981\u4f7f\u7528\u200b Excel \u4f86\u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\uff1f<\/strong><\/p>\n<p><strong>\u7b54\uff1a\u8cb8\u6b3e\u8a66\u7b97\u662f\u6307\u8a08\u7b97\u548c\u9810\u6e2c\u8cb8\u6b3e\u904e\u7a0b\u4e2d\u7684\u5404\u7a2e\u6578\u64da\uff0c\u5305\u62ec\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u3001\u7e3d\u5229\u606f\u652f\u4ed8\u53ca\u9084\u6b3e\u9032\u5ea6\u3002\u5728\u64ec\u5b9a\u8cb8\u6b3e\u8a08\u756b\u6216\u8a55\u4f30\u4e0d\u540c\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u9032\u884c\u8a66\u7b97\u975e\u5e38\u91cd\u8981\u3002Excel\u2064 \u4f5c\u70ba\u4e00\u7a2e\u5f37\u5927\u7684\u6578\u64da\u8655\u7406\u5de5\u5177\uff0c\u80fd\u5920\u6e05\u6670\u5730\u5c55\u793a\u8a08\u7b97\u7d50\u679c\uff0c\u4e26\u63d0\u4f9b\u9748\u6d3b\u7684\u6578\u64da\u7be9\u9078\u8207\u5206\u6790\u529f\u80fd\uff0c\u662f\u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u7684\u7406\u60f3\u9078\u64c7\u3002<\/strong><\/p>\n<hr>\n<p><strong>\u554f\uff1a\u5728 Excel \u4e2d\u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u7684\u57fa\u672c\u6b65\u9a5f\u6709\u54ea\u4e9b\uff1f<\/strong><\/p>\n<p><strong>\u7b54\uff1a\u5728 Excel\u2064 \u4e2d\u9032\u884c\u8cb8\u6b3e\u8a66\u7b97\u7684\u57fa\u672c\u6b65\u9a5f\u5305\u62ec\uff1a<\/strong><\/p>\n<ol>\n<li><strong>\u8f38\u5165\u8cb8\u6b3e\u76f8\u95dc\u6578\u64da<\/strong>\uff1a\u5305\u62ec\u8cb8\u6b3e\u7e3d\u984d\u3001\u5229\u7387\uff08\u5e74\u5229\u7387\u6216\u6708\u5229\u7387\uff09\u3001\u8cb8\u6b3e\u671f\u9650\uff08\u6708\u6578\u6216\u5e74\u6578\uff09\u7b49\u57fa\u672c\u4fe1\u606f\u3002<\/li>\n<\/ol>\n<ol>\n<li><strong>\u5efa\u7acb\u9084\u6b3e\u516c\u5f0f<\/strong>\uff1a\u4f7f\u7528\u200b Excel \u7684\u5167\u5efa\u51fd\u6578\uff0c\u5982\u200c PMT\u2062 \u51fd\u6578\uff0c\u8a08\u7b97\u51fa\u6bcf\u671f\u7684\u9084\u6b3e\u91d1\u984d\u3002<\/li>\n<\/ol>\n<ol>\n<li><strong>\u7de8\u88fd\u9084\u6b3e\u9032\u5ea6\u8868<\/strong>\uff1a\u7528\u8868\u683c\u5f62\u5f0f\u5217\u51fa\u5404\u671f\u9084\u6b3e\u8a08\u5283\uff0c\u5305\u542b\u672c\u91d1\u3001\u5229\u606f\u53ca\u5269\u9918\u672c\u91d1\u9918\u984d\u3002<\/li>\n<\/ol>\n<ol>\n<li><strong>\u5206\u6790\u7d50\u679c\u4e26\u9032\u884c\u60c5\u5883\u6a21\u64ec<\/strong>\uff1a\u900f\u904e\u6539\u8b8a\u5229\u7387\u3001\u8cb8\u6b3e\u671f\u9650\u7b49\u8b8a\u6578\uff0c\u89c0\u5bdf\u9084\u6b3e\u7d50\u679c\u7684\u8b8a\u5316\uff0c\u9032\u800c\u9078\u64c7\u6700\u4f73\u8cb8\u6b3e\u65b9\u6848\u3002<\/li>\n<\/ol>\n<hr>\n<p><strong>\u554f\uff1a\u5982\u4f55\u5229\u7528 Excel \u51fd\u6578\u5feb\u901f\u8a08\u7b97\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\uff1f<\/strong><\/p>\n<p><strong>\u7b54\uff1a\u60a8\u53ef\u4ee5\u4f7f\u7528 Excel \u7684 PMT 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