{"id":2674,"date":"2024-10-17T08:57:36","date_gmt":"2024-10-17T00:57:36","guid":{"rendered":"http:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/"},"modified":"2024-10-17T08:57:36","modified_gmt":"2024-10-17T00:57:36","slug":"%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/","title":{"rendered":"\u65b0\u8eca\u8eca\u8cb8200\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f"},"content":{"rendered":"<p>\u5728\u73fe\u4ee3\u793e\u6703\u4e2d\uff0c\u64c1\u6709\u4e00\u8f1b\u81ea\u5df1\u7684\u8eca\u5df2\u6210\u70ba\u8a31\u591a\u4eba\u7684\u5922\u60f3\u3002\u7136\u800c\uff0c\u9762\u5c0d\u8eca\u50f9\u7684\u6602\u8cb4\uff0c\u501f\u52a9<a href=\"http:\/\/lammllees.shop\/\u6c7d\u8eca\u8cb8\u6b3e\/\" target=\"_blank\">\u8eca\u8cb8<\/a>\u5be6\u73fe\u9019\u500b\u5922\u60f3\u5df2\u6210\u70ba\u4e00\u7a2e\u666e\u904d\u7684\u9078\u64c7\u3002\u7576\u6211\u5011\u6253\u7b97\u8cfc\u8cb7\u4e00\u8f1b\u50f9\u503c200\u842c\u5143\u7684\u65b0\u8eca\u6642\uff0c\u8eca\u8cb8\u6240\u4f34\u96a8\u7684\u6bcf\u6708\u9084\u6b3e\u984d\u6210\u70ba\u4e00\u500b\u4e0d\u53ef\u5ffd\u8996\u7684\u91cd\u8981\u56e0\u7d20\u3002\u7a76\u7adf\u5728\u591a\u9577\u6642\u9593\u5167\u9084\u6e05\u9019\u7b46\u9322\u6700\u70ba\u5408\u9069\uff1f\u4e0d\u540c\u7684\u9084\u6b3e\u8a08\u5283\u53c8\u6703\u5982\u4f55\u5f71\u97ff\u6bcf\u6708\u7684\u652f\u51fa\uff1f\u672c\u6587\u5c07\u5e36\u60a8\u63a2\u7d22\u65b0\u8eca\u8eca\u8cb8200\u842c\u7684\u6bcf\u6708\u9084\u6b3e\u7d30\u7bc0\uff0c\u5e6b\u52a9\u60a8\u505a\u51fa\u660e\u667a\u7684\u8ca1\u52d9\u6c7a\u7b56\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u5927\u7db2 :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E5%BD%B1%E9%9F%BF%E6%9C%88%E4%BB%98%E9%87%91%E7%9A%84%E9%97%9C%E9%8D%B5%E5%9B%A0%E7%B4%A0%EF%BC%9A%E5%88%A9%E7%8E%87%E8%88%87%E9%82%84%E6%AC%BE%E5%B9%B4%E9%99%90\" title=\"\u5f71\u97ff\u6708\u4ed8\u91d1\u7684\u95dc\u9375\u56e0\u7d20\uff1a\u5229\u7387\u8207\u9084\u6b3e\u5e74\u9650\">\u5f71\u97ff\u6708\u4ed8\u91d1\u7684\u95dc\u9375\u56e0\u7d20\uff1a\u5229\u7387\u8207\u9084\u6b3e\u5e74\u9650<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E6%9C%88%E4%BB%98%E5%A3%93%E5%8A%9B%E5%A6%82%E4%BD%95%E6%B8%9B%E8%BC%95%EF%BC%9A%E5%AF%A6%E7%94%A8%E7%9C%81%E9%8C%A2%E5%B0%8F%E6%8A%80%E5%B7%A7\" title=\"\u6708\u4ed8\u58d3\u529b\u5982\u4f55\u6e1b\u8f15\uff1a\u5be6\u7528\u7701\u9322\u5c0f\u6280\u5de7\">\u6708\u4ed8\u58d3\u529b\u5982\u4f55\u6e1b\u8f15\uff1a\u5be6\u7528\u7701\u9322\u5c0f\u6280\u5de7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E9%81%B8%E6%93%87%E6%9C%80%E4%BD%B3%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%EF%BC%9A%E5%B0%88%E5%AE%B6%E5%BB%BA%E8%AD%B0%E8%88%87%E5%AF%A6%E5%8B%99%E8%80%83%E9%87%8F\" title=\"\u9078\u64c7\u6700\u4f73\u8cb8\u6b3e\u689d\u4ef6\uff1a\u5c08\u5bb6\u5efa\u8b70\u8207\u5be6\u52d9\u8003\u91cf\">\u9078\u64c7\u6700\u4f73\u8cb8\u6b3e\u689d\u4ef6\uff1a\u5c08\u5bb6\u5efa\u8b70\u8207\u5be6\u52d9\u8003\u91cf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\" title=\"\u5e38\u898b\u554f\u7b54\">\u5e38\u898b\u554f\u7b54<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lammllees.shop\/%e6%96%b0%e8%bb%8a%e8%bb%8a%e8%b2%b8200%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E7%B8%BD%E7%B5%90\" title=\"\u7e3d\u7d50\">\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"%e6%96%b0%e8%bb%8a%e8%b2%b8%e6%ac%be%e6%96%b9%e6%a1%88%e8%a7%a3%e6%9e%90%ef%bc%9a200%e8%90%ac%e8%b2%b8%e6%ac%be%e6%9c%88%e4%bb%98%e8%a9%b3%e8%a7%a3\"><span class=\"ez-toc-section\" id=\"%E6%96%B0%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%E8%A7%A3%E6%9E%90%EF%BC%9A200%E8%90%AC%E8%B2%B8%E6%AC%BE%E6%9C%88%E4%BB%98%E8%A9%B3%E8%A7%A3\"><\/span>\u65b0\u8eca<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" target=\"_blank\">\u8cb8\u6b3e<\/a>\u65b9\u6848\u89e3\u6790\uff1a200\u842c\u8cb8\u6b3e\u6708\u4ed8\u8a73\u89e3<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u9078\u64c7\u5408\u9069\u7684\u65b0\u8eca\u8cb8\u6b3e\u65b9\u6848\u5c0d\u65bc\u8cfc\u8eca\u8005\u4f86\u8aaa\u662f\u975e\u5e38\u91cd\u8981\u7684\uff0c\u6709\u8a31\u591a\u4e0d\u540c\u7684\u56e0\u7d20\u9700\u8981\u8003\u91cf\uff0c\u50cf\u662f<strong><a href=\"https:\/\/lammllees.shop\/%e6%8f%ad%e5%af%86%e5%88%a9%e7%8e%87%e7%ae%97%e6%b3%95%ef%bc%9a%e9%87%91%e8%9e%8d%e4%b8%96%e7%95%8c%e4%b8%ad%e7%9a%84%e8%a8%88%e7%ae%97%e8%a6%8f%e5%89%87%e8%88%87%e9%82%8f%e8%bc%af\/\">\u5229\u7387<\/a><\/strong>\u3001<strong>\u671f\u9650<\/strong>\u53ca<strong>\u6708\u4f9b\u91d1\u984d<\/strong>\u7b49\u3002\u5047\u8a2d\u8cb8\u6b3e200\u842c\uff0c\u6211\u5011\u8981\u5982\u4f55\u8a08\u7b97\u6bcf\u6708\u9700\u8981\u652f\u4ed8\u7684\u91d1\u984d\u5462\uff1f\u9996\u5148\uff0c\u6211\u5011\u9700\u8981\u4e86\u89e3\u8cb8\u6b3e\u65b9\u6848\u7684\u57fa\u672c\u4fe1\u606f\uff0c\u6bd4\u5982\u8aaa\u5e02\u9762\u4e0a\u5e38\u898b\u7684\u56fa\u5b9a\u5229\u7387\u6216\u6d6e\u52d5\u5229\u7387\u3002\u9019\u5169\u8005\u5404\u6709\u512a\u52a3\uff0c\u56fa\u5b9a\u5229\u7387\u63d0\u4f9b\u7a69\u5b9a\u7684\u6708\u4f9b\uff0c\u800c\u6d6e\u52d5\u5229\u7387\u53ef\u80fd\u5728\u5229\u7387\u4e0b\u964d\u6642\u5e36\u4f86\u66f4\u5c11\u7684\u652f\u51fa\uff0c\u4f46\u4e5f\u4f34\u96a8\u8457\u5e02\u5834\u6ce2\u52d5\u7684\u98a8\u96aa\u3002<\/p>\n<p>\u5c0d\u65bc\u8a31\u591a\u8cfc\u8eca\u8005\uff0c\u4e86\u89e3\u4e0d\u540c\u65b9\u6848\u5c0d\u6708\u4ed8\u91d1\u7684\u5f71\u97ff\u81f3\u95dc\u91cd\u8981\u3002\u4ee5\u4e0b\u662f\u4e00\u500b\u7c21\u55ae\u7684\u6bd4\u8f03\u8868\uff0c\u63d0\u4f9b\u56fa\u5b9a\u5229\u7387\u548c\u6d6e\u52d5\u5229\u7387\u65b9\u6848\u4f8b\u5b50\uff1a\u200b <\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u65b9\u6848\u985e\u578b<\/th>\n<th>\u5229\u7387<\/th>\n<th>\u8cb8\u6b3e\u5e74\u9650<\/th>\n<th>\u6708\u4ed8\u91d1\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u56fa\u5b9a\u5229\u7387<\/td>\n<td>2.5%<\/td>\n<td>5\u5e74<\/td>\n<td>$35,000<\/td>\n<\/tr>\n<tr>\n<td>\u6d6e\u52d5\u5229\u7387<\/td>\n<td>\u4f4e\u81f32.1%<\/td>\n<td>5\u5e74<\/td>\n<td>\u7d04$33,900<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5728\u9078\u64c7\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u9664\u4e86\u8003\u91cf\u6bcf\u6708\u8ca0\u64d4\u5916\uff0c\u9084\u9700\u95dc\u6ce8\u4ee5\u4e0b\u5e7e\u9ede\uff1a<\/p>\n<ul>\n<li><strong>\u63d0\u524d\u9084\u6b3e\u689d\u4ef6<\/strong>\uff1a\u662f\u5426\u80fd\u5920\u63d0\u524d\u511f\u9084\uff0c\u662f\u5426\u6709\u984d\u5916\u8cbb\u7528\uff1f<\/li>\n<li><strong>\u8cb8\u6b3e\u670d\u52d9\u8cbb<\/strong>\uff1a\u9019\u53ef\u80fd\u589e\u52a0\u6574\u9ad4\u6210\u672c\u3002<\/li>\n<li><strong>\u7b26\u5408\u500b\u4eba\u7406\u8ca1\u8a08\u5283<\/strong>\uff1a\u78ba\u4fdd\u6bcf\u6708\u652f\u4ed8\u91d1\u984d\u7b26\u5408\u81ea\u5df1\u7684\u9810\u7b97\u3002<\/li>\n<\/ul>\n<h2 id=\"%e5%bd%b1%e9%9f%bf%e6%9c%88%e4%bb%98%e9%87%91%e7%9a%84%e9%97%9c%e9%8d%b5%e5%9b%a0%e7%b4%a0%ef%bc%9a%e5%88%a9%e7%8e%87%e8%88%87%e9%82%84%e6%ac%be%e5%b9%b4%e9%99%90\"><span class=\"ez-toc-section\" id=\"%E5%BD%B1%E9%9F%BF%E6%9C%88%E4%BB%98%E9%87%91%E7%9A%84%E9%97%9C%E9%8D%B5%E5%9B%A0%E7%B4%A0%EF%BC%9A%E5%88%A9%E7%8E%87%E8%88%87%E9%82%84%E6%AC%BE%E5%B9%B4%E9%99%90\"><\/span>\u5f71\u97ff\u6708\u4ed8\u91d1\u7684\u95dc\u9375\u56e0\u7d20\uff1a\u5229\u7387\u8207\u9084\u6b3e\u5e74\u9650<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9078\u64c7\u8eca\u8cb8\u65b9\u6848\u6642\uff0c<strong>\u5229\u7387<\/strong>\u662f\u9996\u8981\u8003\u91cf\u4e4b\u4e00\u3002\u5229\u7387\u8d8a\u4f4e\uff0c\u6708\u4ed8\u91d1\u81ea\u7136\u8d8a\u5c11\uff0c\u53cd\u4e4b\u4ea6\u7136\u3002\u7576\u8cfc\u8eca\u6642\uff0c\u8cb7\u5bb6\u901a\u5e38\u9762\u5c0d\u4e0d\u540c\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u7684\u4e0d\u540c\u5229\u7387\u65b9\u6848\u3002\u5373\u4f7f\u662f0.5%\u7684\u5dee\u7570\uff0c\u9577\u671f\u4e0b\u4f86\u4e5f\u53ef\u80fd\u7522\u751f\u986f\u8457\u7684\u91d1\u984d\u7d2f\u7a4d\u3002\u53e6\u5916\uff0c\u5229\u7387\u53ef\u4ee5\u5206\u70ba\u56fa\u5b9a\u5229\u7387\u53ca\u6d6e\u52d5\u5229\u7387\uff0c\u524d\u8005\u80fd\u78ba\u4fdd\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u4e0d\u8b8a\uff0c\u8b93\u501f\u6b3e\u8005\u8a08\u5283\u8ca1\u52d9\u6642\u66f4\u52a0\u5b89\u5fc3\uff0c\u800c\u6d6e\u52d5\u5229\u7387\u5247\u53ef\u80fd\u96a8\u5e02\u5834\u8b8a\u52d5\u589e\u52a0\u9084\u6b3e\u984d\u7684\u4e0d\u53ef\u9810\u6e2c\u6027\u3002\u5c0d\u65bc\u8a08\u756b\u9577\u671f\u6301\u6709\u8eca\u8f1b\u7684\u8cb7\u5bb6\uff0c\u8a55\u4f30\u5229\u7387\u9078\u64c7\u7684\u5229\u5f0a\u5c24\u70ba\u91cd\u8981\u3002<\/p>\n<p><strong><a href=\"https:\/\/lammllees.shop\/%e3%80%8c%e4%bf%a1%e8%b2%b8%e9%82%84%e6%ac%be%e5%b9%b4%e9%99%90%e8%a7%a3%e6%9e%90%ef%bc%9a%e5%a6%82%e4%bd%95%e9%81%b8%e6%93%87%e6%9c%80%e9%81%a9%e5%90%88%e4%bd%a0%e7%9a%84%e6%96%b9%e6%a1%88%e3%80%8d\/\">\u9084\u6b3e\u5e74\u9650<\/a><\/strong>\u4e5f\u662f\u5f71\u97ff\u6708\u4ed8\u91d1\u7684\u4e00\u5927\u56e0\u7d20\u3002\u901a\u5e38\uff0c\u5ef6\u9577\u9084\u6b3e\u5e74\u9650\u53ef\u4ee5\u964d\u4f4e\u6bcf\u6708\u7684\u652f\u4ed8\u58d3\u529b\uff0c\u4f46\u96a8\u4e4b\u4ea6\u589e\u52a0\u652f\u4ed8\u7684\u7e3d\u5229\u606f\u91d1\u984d\u3002\u8003\u91cf\u73fe\u91d1\u6d41\u72c0\u6cc1\u5f8c\uff0c\u9078\u64c7\u5408\u9069\u7684\u9084\u6b3e\u5e74\u9650\u53ef\u80fd\u6709\u52a9\u65bc\u8cc7\u91d1\u7684\u9748\u6d3b\u914d\u7f6e\u3002\u4e0b\u8868\u5c55\u793a\u4e86\u5728\u4e0d\u540c\u9084\u6b3e\u5e74\u9650\u8207\u5229\u7387\u6c34\u6e96\u4e0b\u7684\u6708\u4ed8\u91d1\u5dee\u7570\uff0c\u5e6b\u52a9\u501f\u6b3e\u8005\u4f5c\u51fa\u660e\u667a\u7684\u9078\u64c7\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u5e74\u9650<\/th>\n<th>\u5229\u7387(%)<\/th>\n<th>\u6708\u4ed8\u91d1(\u5143)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3\u5e74<\/td>\n<td>2.5<\/td>\n<td>57,297<\/td>\n<\/tr>\n<tr>\n<td>5\u5e74<\/td>\n<td>2.5<\/td>\n<td>35,394<\/td>\n<\/tr>\n<tr>\n<td>5\u5e74<\/td>\n<td>3.0<\/td>\n<td>36,002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"%e6%9c%88%e4%bb%98%e5%a3%93%e5%8a%9b%e5%a6%82%e4%bd%95%e6%b8%9b%e8%bc%95%ef%bc%9a%e5%af%a6%e7%94%a8%e7%9c%81%e9%8c%a2%e5%b0%8f%e6%8a%80%e5%b7%a7\"><span class=\"ez-toc-section\" id=\"%E6%9C%88%E4%BB%98%E5%A3%93%E5%8A%9B%E5%A6%82%E4%BD%95%E6%B8%9B%E8%BC%95%EF%BC%9A%E5%AF%A6%E7%94%A8%E7%9C%81%E9%8C%A2%E5%B0%8F%E6%8A%80%E5%B7%A7\"><\/span>\u6708\u4ed8\u58d3\u529b\u5982\u4f55\u6e1b\u8f15\uff1a\u5be6\u7528\u7701\u9322\u5c0f\u6280\u5de7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9762\u5c0d\u6bcf\u6708\u7684\u8cb8\u6b3e\u58d3\u529b\u6642\uff0c\u8a31\u591a\u4eba\u90fd\u5e0c\u671b\u80fd\u6709\u4e00\u4e9b\u5be6\u7528\u7684\u7701\u9322\u6280\u5de7\u4f86\u6e1b\u8f15\u8ca0\u64d4\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u80fd\u5920\u5e6b\u52a9\u4f60\u5728\u6bcf\u6708\u4ed8\u8cbb\u65b9\u9762\u7701\u9322\u7684\u5c0f\u5999\u62db\uff1a<\/p>\n<ul>\n<li><strong>\u52a0\u4e9b\u526f\u696d\u4f86\u589e\u52a0\u6536\u5165\uff1a<\/strong>\u8003\u616e\u5229\u7528\u9592\u6687\u6642\u9593\u767c\u5c55\u4e00\u4e9b\u526f\u696d\uff0c\u5982\u5beb\u4f5c\u3001\u7ffb\u8b6f\u6216\u5275\u610f\u8a2d\u8a08\u3002\u9019\u4e0d\u50c5\u80fd\u5920\u63d0\u5347\u4f60\u7684\u6536\u5165\uff0c\u9084\u80fd\u6e1b\u8f15\u6bcf\u6708\u7684\u652f\u4ed8\u58d3\u529b\u3002<\/li>\n<li><strong>\u7be9\u9078\u975e\u5fc5\u8981\u652f\u51fa\uff1a<\/strong>\u6aa2\u8996\u6bcf\u6708\u958b\u652f\uff0c\u628a\u4e0d\u5fc5\u8981\u7684\u82b1\u8cbb\u6e1b\u5c11\u6216\u53d6\u6d88\uff0c\u4f8b\u5982\uff1a\u8a02\u95b1\u5236\u670d\u52d9\uff0c\u9019\u6a23\u53ef\u4ee5\u5e6b\u52a9\u4f60\u7701\u4e0b\u4e0d\u5c11\u958b\u92b7\u3002<\/li>\n<li><strong>\u5229\u7528\u73fe\u6709\u8cc7\u6e90\uff1a<\/strong>\u5b78\u6703\u5229\u7528\u73fe\u6709\u8cc7\u6e90\u800c\u4e0d\u5fc5\u5916\u652f\uff0c\u5982\u91cd\u8907\u4f7f\u7528\u820a\u7684\u8fa6\u516c\u7528\u54c1\u6216\u662f\u5229\u7528\u514d\u8cbb\u7684\u7db2\u4e0a\u5de5\u5177\u4f86\u5b8c\u6210\u4e00\u4e9b\u5de5\u4f5c\u3002<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u6bcf\u6708\u7bc0\u7701\u91d1\u984d (\u65b0\u53f0\u5e63)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u53d6\u6d88\u4e0d\u5fc5\u8981\u7684\u8a02\u95b1<\/td>\n<td>500<\/td>\n<\/tr>\n<tr>\n<td>\u5c11\u5916\u51fa\u5403\u98ef<\/td>\n<td>1,000<\/td>\n<\/tr>\n<tr>\n<td>\u7528\u73fe\u91d1\u4ee3\u66ff<a href=\"http:\/\/lammllees.shop\/\u4fe1\u7528\u5361\/\" target=\"_blank\">\u4fe1\u7528\u5361<\/a><\/td>\n<td>300<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u8abf\u6574\u8cfc\u7269\u7fd2\u6163\u4e5f\u662f\u4e00\u500b\u4e0d\u932f\u7684\u9078\u64c7\u3002\u8cfc\u8cb7\u751f\u6d3b\u7528\u54c1\u6642\uff0c\u4e0d\u59a8\u9078\u64c7\u6253\u6298\u5546\u54c1\u6216\u662f\u8cfc\u8cb7\u81ea\u6709\u54c1\u724c\u3002<strong>\u8a08\u5283\u4e0b\u6b21\u51fa\u884c<\/strong>\uff0c\u53ef\u4ee5\u5927\u5e45\u6e1b\u5c11\u4ea4\u901a\u8cbb\u7528\uff0c\u9069\u6642\u4f7f\u7528\u516c\u5171\u4ea4\u901a\u4e5f\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002\u6b64\u5916\uff0c\u5584\u7528\u4fe1\u7528\u5361\u7684\u7d05\u5229\u9ede\u6578\uff0c\u7d93\u5e38\u80fd\u5920\u5728\u4ee5\u5f8c\u7684\u6d88\u8cbb\u4e2d\u5e36\u7d66\u4f60\u9a5a\u559c\u3002\u8a66\u8457\u4ee5\u66f4\u660e\u667a\u7684\u65b9\u5f0f\u7ba1\u7406\u8ca1\u52d9\uff0c\u4e0d\u50c5\u53ef\u4ee5\u964d\u4f4e\u58d3\u529b\uff0c\u4e5f\u80fd\u5728\u4e0d\u77e5\u4e0d\u89ba\u9593\u7d2f\u7a4d\u66f4\u591a\u8ca1\u5bcc\u3002<\/p>\n<h2 id=\"%e9%81%b8%e6%93%87%e6%9c%80%e4%bd%b3%e8%b2%b8%e6%ac%be%e6%a2%9d%e4%bb%b6%ef%bc%9a%e5%b0%88%e5%ae%b6%e5%bb%ba%e8%ad%b0%e8%88%87%e5%af%a6%e5%8b%99%e8%80%83%e9%87%8f\"><span class=\"ez-toc-section\" id=\"%E9%81%B8%E6%93%87%E6%9C%80%E4%BD%B3%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%EF%BC%9A%E5%B0%88%E5%AE%B6%E5%BB%BA%E8%AD%B0%E8%88%87%E5%AF%A6%E5%8B%99%E8%80%83%E9%87%8F\"><\/span>\u9078\u64c7\u6700\u4f73\u8cb8\u6b3e\u689d\u4ef6\uff1a\u5c08\u5bb6\u5efa\u8b70\u8207\u5be6\u52d9\u8003\u91cf<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<section class=\"post-content\">\n<p>\u5728\u9078\u64c7\u65b0\u8eca\u8cb8\u6b3e\u6642\uff0c\u8981\u8003\u616e\u7684\u4e0d\u50c5\u50c5\u662f<strong>\u5e74\u5229\u7387<\/strong>\uff0c\u9084\u6709\u5176\u4ed6\u591a\u91cd\u56e0\u7d20\u3002\u8cb8\u6b3e\u689d\u4ef6\u7684\u5dee\u7570\u53ef\u80fd\u6703\u5f71\u97ff\u5230\u6700\u7d42\u652f\u4ed8\u7684\u7e3d\u91d1\u984d\uff0c\u9019\u662f\u8a31\u591a\u4eba\u5bb9\u6613\u5ffd\u7565\u7684\u7d30\u7bc0\u3002\u5c08\u5bb6\u5efa\u8b70\uff0c\u60f3\u8981\u78ba\u4fdd\u7372\u5f97\u6700\u4f73\u8cb8\u6b3e\u689d\u4ef6\uff0c\u4e0d\u59a8\u5f9e\u4ee5\u4e0b\u5e7e\u65b9\u9762\u8457\u624b\uff1a<\/p>\n<ul class=\"loan-tips\">\n<li><strong>\u5f48\u6027\u9084\u6b3e<\/strong>\uff1a\u9078\u64c7\u5177\u6709\u5f48\u6027\u9084\u6b3e\u9078\u9805\u7684\u8cb8\u6b3e\u8a08\u5283\uff0c\u80fd\u5920\u8b93\u4f60\u66f4\u6709\u6548\u5730\u7ba1\u7406\u73fe\u91d1\u6d41\u3002<\/li>\n<li><strong>\u984d\u5916\u624b\u7e8c\u8cbb<\/strong>\uff1a\u6ce8\u610f\u4efb\u4f55\u6f5b\u5728\u7684\u984d\u5916\u624b\u7e8c\u8cbb\u6216\u96b1\u85cf\u8cbb\u7528\uff0c\u9019\u4e9b\u5c07\u5f71\u97ff\u8cb8\u6b3e\u7684\u5be6\u969b\u6210\u672c\u3002<\/li>\n<li><strong>\u8cb8\u6b3e\u671f\u9650<\/strong>\uff1a\u96d6\u7136\u8f03\u77ed\u7684\u9084\u6b3e\u671f\u9650\u6703\u63d0\u9ad8\u6708\u4f9b\uff0c\u4f46\u537b\u80fd\u6e1b\u5c11\u7e3d\u5229\u606f\u652f\u51fa\u3002<\/li>\n<\/ul>\n<p>\u5728\u5be6\u52d9\u64cd\u4f5c\u4e2d\uff0c\u4e86\u89e3\u5404\u7a2e\u8cb8\u6b3e\u65b9\u6848\u7684\u6bd4\u8f03\u662f\u81f3\u95dc\u91cd\u8981\u7684\u3002\u4ee5\u4e0b\u662f\u4e00\u500b\u7c21\u55ae\u7684\u8868\u683c\uff0c\u5b83\u6bd4\u8f03\u4e86\u4e0d\u540c\u5e74\u9650\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u4ee5\u4fbf\u65bc\u4f60\u5feb\u901f\u4e86\u89e3\u5404\u65b9\u6848\u7684\u512a\u52a3\uff1a<\/p>\n<table class=\"wp-block-table is-style-stripes\">\n<thead>\n<tr>\n<th>\u8cb8\u6b3e\u5e74\u9650<\/th>\n<th>\u6708\u4f9b\u91d1\u984d<\/th>\n<th>\u7e3d\u652f\u4ed8\u5229\u606f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3\u5e74<\/td>\n<td>\u7d04 \u2063NT$58,000<\/td>\n<td>\u7d04\u2062 NT$88,000<\/td>\n<\/tr>\n<tr>\n<td>5\u5e74<\/td>\n<td>\u7d04 NT$38,000<\/td>\n<td>\u7d04 NT$140,000<\/td>\n<\/tr>\n<tr>\n<td>7\u5e74<\/td>\n<td>\u7d04 NT$29,000<\/td>\n<td>\u7d04\u2064 NT$200,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<h2 id=\"qa\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\"><\/span>\u5e38\u898b\u554f\u7b54<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6a19\u984c\uff1a\u65b0\u8eca\u8eca\u8cb8200\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f\u5e38\u898b\u554f\u984c\u89e3\u7b54 \u200c  <\/p>\n<hr>\n<p><strong>\u554f\uff1a\u8cfc\u8cb7\u4e00\u8f1b\u50f9\u503c200\u842c\u7684\u65b0\u8eca\uff0c\u6bcf\u6708\u8cb8\u6b3e\u91d1\u984d\u6703\u662f\u591a\u5c11\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u6bcf\u6708\u8cb8\u6b3e\u91d1\u984d\u53d6\u6c7a\u65bc\u8cb8\u6b3e\u5229\u7387\u3001\u8cb8\u6b3e\u5e74\u9650\u53ca\u5176\u4ed6\u76f8\u95dc\u689d\u4ef6\u3002\u901a\u5e38\uff0c\u82e5\u5229\u7387\u70ba3%\u4e14\u8cb8\u6b3e\u671f\u9650\u70ba5\u5e74\uff0c\u5927\u7d04\u6bcf\u6708\u9700\u652f\u4ed835,982\u5143\u3002\u7136\u800c\uff0c\u5be6\u969b\u91d1\u984d\u53ef\u80fd\u6703\u56e0\u8cb8\u6b3e\u689d\u4ef6\u4e0d\u540c\u800c\u6709\u6240\u8b8a\u52d5\uff0c\u5efa\u8b70\u8207\u8cb8\u6b3e\u6a5f\u69cb\u78ba\u8a8d\u5177\u9ad4\u6578\u5b57\u3002<\/p>\n<p><strong>\u554f\uff1a\u5982\u4f55\u8a08\u7b97\u8eca\u8cb8\u6708\u4ed8\u984d\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u6708\u4ed8\u984d\u7684\u8a08\u7b97\u901a\u5e38\u4f9d\u7167\u7b49\u984d\u672c\u606f\u9084\u6b3e\u65b9\u5f0f\uff0c\u516c\u5f0f\u70ba\uff1a<br \/>\n[ M = frac{P times r times (1 + r)^n}{(1 + r)^n &#8211; 1} ]<br \/>\n\u5176\u4e2d\uff1a<br \/>\n( M ) = \u6bcf\u6708\u9084\u6b3e\u984d<br \/>\n( P ) = \u8cb8\u6b3e\u672c\u91d1\uff08\u4f8b\u5982\uff0c200\u842c\uff09\u2063<br \/>\n(\u2064 r ) = \u6708\u5229\u7387\uff08\u4f8b\u5982\uff0c\u5e74\u5229\u73873%\u5247\u6708\u5229\u7387\u70ba0.0025\uff09<br \/>\n( n ) =\u2063 \u9084\u6b3e\u6708\u6578\uff08\u4f8b\u5982\uff0c5\u5e74\u5c31\u662f60\u500b\u6708\uff09  <\/p>\n<p>\u4f7f\u7528\u9019\u500b\u516c\u5f0f\uff0c\u53ef\u81ea\u5df1\u8a08\u7b97\u51fa\u6bcf\u500b\u6708\u61c9\u9084\u7684\u91d1\u984d\u3002<\/p>\n<p><strong>\u554f\uff1a\u80fd\u5426\u900f\u904e\u589e\u52a0\u982d\u671f\u6b3e\u4f86\u964d\u4f4e\u6bcf\u6708\u652f\u4ed8\u7684\u8cb8\u6b3e\u91d1\u984d\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u53ef\u4ee5\u3002\u5982\u679c\u589e\u52a0\u982d\u671f\u6b3e\uff0c\u5be6\u969b\u8cb8\u6b3e\u91d1\u984d\u5c07\u6e1b\u5c11\uff0c\u56e0\u6b64\u6bcf\u6708\u6240\u9700\u652f\u4ed8\u7684\u8cb8\u6b3e\u91d1\u984d\u4e5f\u6703\u76f8\u61c9\u6e1b\u5c11\u3002\u4f8b\u5982\uff0c\u82e5\u982d\u671f\u6b3e\u589e\u52a010\u842c\uff0c\u8cb8\u6b3e\u91d1\u984d\u4fbf\u964d\u81f3190\u842c\uff0c\u5f9e\u800c\u964d\u4f4e\u6bcf\u6708\u8cb8\u6b3e\u7684\u652f\u4ed8\u984d\u3002<\/p>\n<p><strong>\u554f\uff1a\u6709\u54ea\u4e9b\u65b9\u5f0f\u53ef\u4ee5\u964d\u4f4e\u8eca\u8cb8\u5229\u7387\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u964d\u4f4e\u8eca\u8cb8\u5229\u7387\u7684\u65b9\u6cd5\u5305\u62ec\uff1a\u9078\u64c7\u512a\u60e0\u6d3b\u52d5\u7684\u8cb8\u6b3e\u7522\u54c1\u3001\u6301\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u3001\u589e\u52a0\u982d\u671f\u6b3e\u6bd4\u4f8b\u53ca\u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\u7b49\u3002\u8207\u8cb8\u6b3e\u6a5f\u69cb\u6d3d\u8ac7\u53ef\u4ee5\u627e\u5230\u6700\u512a\u60e0\u7684\u5229\u7387\u9078\u9805\u3002<\/p>\n<p><strong>\u554f\uff1a\u63d0\u524d\u9084\u6b3e\u662f\u5426\u6703\u5f71\u97ff\u7e3d\u652f\u4ed8\u984d\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u63d0\u524d\u9084\u6b3e\u901a\u5e38\u53ef\u4ee5\u6e1b\u5c11\u7e3d\u652f\u4ed8\u5229\u606f\uff0c\u4f46\u53ef\u80fd\u6703\u53d7\u5230\u63d0\u524d\u9084\u6b3e\u624b\u7e8c\u8cbb\u7684\u5f71\u97ff\u3002\u5177\u9ad4\u898f\u5b9a\u4f9d\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u4e0d\u540c\u800c\u7570\uff0c\u5efa\u8b70\u5728\u7c3d\u7f72\u5408\u540c\u524d\u8a73\u7d30\u4e86\u89e3\u5408\u7d04\u689d\u6b3e\u3002<\/p>\n<p><strong>\u554f\uff1a\u70ba\u4f55\u4e86\u89e3\u8cb8\u6b3e\u689d\u4ef6\u5982\u6b64\u91cd\u8981\uff1f<\/strong><\/p>\n<p>\u7b54\uff1a\u4e86\u89e3\u8cb8\u6b3e\u689d\u4ef6\u53ef\u4ee5\u5e6b\u52a9\u8cfc\u8eca\u8005\u505a\u51fa\u66f4\u660e\u667a\u7684\u8ca1\u52d9\u6c7a\u7b56\uff0c\u907f\u514d\u56e0\u4e0d\u6e05\u695a\u9084\u6b3e\u8cac\u4efb\u800c\u9020\u6210\u7d93\u6fdf\u8ca0\u64d4\u3002\u6e05\u695a\u6bcf\u6708\u652f\u51fa\u53ca\u6574\u9ad4\u8cb8\u6b3e\u6210\u672c\u6709\u52a9\u65bc\u7ba1\u7406\u500b\u4eba\u6216\u5bb6\u5ead\u8ca1\u52d9\u3002<\/p>\n<hr>\n<p>\u8cfc\u8cb7\u65b0\u8eca\u662f\u4e00\u7b46\u4e0d\u5c0f\u7684\u6295\u8cc7\uff0c\u4e86\u89e3\u8cb8\u6b3e\u898f\u5247\u53ca\u652f\u51fa\u8a08\u5283\u80fd\u8b93\u9019\u6bb5\u65c5\u7a0b\u66f4\u52a0\u9806\u5229\u3002\u82e5\u6709\u9032\u4e00\u6b65\u554f\u984c\uff0c\u5efa\u8b70\u8aee\u8a62\u5c08\u696d\u8ca1\u52d9\u9867\u554f\u6216\u8cb8\u6b3e\u6a5f\u69cb\u3002 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href=\"http:\/\/lammllees.shop\/\u6c7d\u8eca\u8cb8\u6b3e\/\" target=\"_blank\">\u8eca\u8cb8<\/a>\u6bcf\u6708\u8981\u7e73\u591a\u5c11\u53ef\u80fd\u8b93\u4eba\u6709\u4e9b\u7dca\u5f35\u3002\u82e5<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" target=\"_blank\">\u8cb8\u6b3e<\/a>\u91d1\u984d\u70ba200\u842c\u5143\uff0c\u8cb8\u6b3e\u689d\u4ef6\u5982\u5229\u7387\u548c\u671f\u9650\u90fd\u6703\u5f71\u97ff\u4f60\u7684\u6bcf\u6708\u4ed8\u6b3e\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u5229\u7387\u3001\u8cb8\u6b3e\u5e74\u9650\u4ee5\u53ca\u9996\u4ed8\u6bd4\u4f8b\u662f\u5f71\u97ff\u6708\u4ed8\u6b3e\u7684\u4e09\u5927\u56e0\u7d20\uff0c\u4e86\u89e3\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u5f8c\uff0c\u8b39\u614e\u9078\u64c7\u9069\u5408\u7684\u8cb8\u6b3e\u8a08\u756b\uff0c\u624d\u80fd\u8b93\u6bcf\u6708\u8eca\u8cb8\u4e0d\u6210\u70ba\u6c89\u91cd\u8ca0\u64d4\u3002<\/p>\n","protected":false},"author":1,"featured_media":2675,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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