{"id":7388,"date":"2024-10-23T13:33:08","date_gmt":"2024-10-23T05:33:08","guid":{"rendered":"http:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f\/"},"modified":"2024-10-23T13:33:08","modified_gmt":"2024-10-23T05:33:08","slug":"%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f\/","title":{"rendered":"\u624b\u6a5f\u8cb8\u6b3e\u6703\u67e5\u806f\u5fb5\u55ce\uff1f"},"content":{"rendered":"<p>\u5728\u65e5\u65b0\u6708\u7570\u7684\u6578\u4f4d\u6642\u4ee3\uff0c\u667a\u6167\u578b\u624b\u6a5f\u4e0d\u50c5\u662f\u6211\u5011\u6e9d\u901a\u4ea4\u6d41\u7684\u5de5\u5177\uff0c\u66f4\u6210\u70ba\u4e86\u65e5\u5e38\u751f\u6d3b\u4e2d\u7684\u4fbf\u5229\u4f34\u4fb6\u3002\u8fd1\u5e74\u4f86\uff0c\u300c<a 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target=\"_blank\">\u8cb8\u6b3e<\/a>\u662f\u5426\u6703\u5f71\u97ff\u6211\u7684\u4fe1\u7528\u7d00\u9304\uff1f\u6703\u4e0d\u6703\u67e5\u8a62\u806f\u5fb5\u5831\u544a\uff1f\u672c\u6587\u5c07\u6df1\u5165\u63a2\u8a0e\u9019\u4e00\u554f\u984c\uff0c\u63ed\u958b\u624b\u6a5f\u8cb8\u6b3e\u8207\u4fe1\u7528\u67e5\u6838\u4e4b\u9593\u7684\u795e\u79d8\u9762\u7d17\uff0c\u5e6b\u52a9\u8b80\u8005\u5728\u4f7f\u7528\u6b64\u985e\u91d1\u878d\u670d\u52d9\u6642\u66f4\u52a0\u660e\u667a\u548c\u81ea\u4fe1\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u5927\u7db2 :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a 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class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f\/#%E7%94%B3%E8%AB%8B%E6%89%8B%E6%A9%9F%E8%B2%B8%E6%AC%BE%E9%9C%80%E6%B3%A8%E6%84%8F%E7%9A%84%E9%A2%A8%E9%9A%AA%E8%88%87%E8%80%83%E9%87%8F\" title=\"\u7533\u8acb\u624b\u6a5f\u8cb8\u6b3e\u9700\u6ce8\u610f\u7684\u98a8\u96aa\u8207\u8003\u91cf\">\u7533\u8acb\u624b\u6a5f\u8cb8\u6b3e\u9700\u6ce8\u610f\u7684\u98a8\u96aa\u8207\u8003\u91cf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f\/#%E6%8F%90%E9%AB%98%E6%89%8B%E6%A9%9F%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%AB%8B%E6%88%90%E5%8A%9F%E7%8E%87%E7%9A%84%E5%AF%A6%E7%94%A8%E5%BB%BA%E8%AD%B0\" title=\"\u63d0\u9ad8\u624b\u6a5f\u8cb8\u6b3e\u7533\u8acb\u6210\u529f\u7387\u7684\u5be6\u7528\u5efa\u8b70\">\u63d0\u9ad8\u624b\u6a5f\u8cb8\u6b3e\u7533\u8acb\u6210\u529f\u7387\u7684\u5be6\u7528\u5efa\u8b70<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\" title=\"\u5e38\u898b\u554f\u7b54\">\u5e38\u898b\u554f\u7b54<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e6%9c%83%e6%9f%a5%e8%81%af%e5%be%b5%e5%97%8e%ef%bc%9f\/#%E7%B8%BD%E7%B5%90\" title=\"\u7e3d\u7d50\">\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"%e4%ba%86%e8%a7%a3%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e7%9a%84%e7%94%b3%e8%ab%8b%e6%b5%81%e7%a8%8b\"><span class=\"ez-toc-section\" id=\"%E4%BA%86%E8%A7%A3%E6%89%8B%E6%A9%9F%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\"><\/span>\u4e86\u89e3\u624b\u6a5f\u8cb8\u6b3e\u7684\u7533\u8acb\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u624b\u6a5f\u8cb8\u6b3e\u8d8a\u4f86\u8d8a\u53d7\u6d88\u8cbb\u8005\u6b61\u8fce\uff0c\u5176\u7c21\u4fbf\u7684\u7533\u8acb\u6d41\u7a0b\u5438\u5f15\u4e86\u773e\u591a\u4f7f\u7528\u8005\u3002\u9996\u5148\uff0c\u5728\u7533\u8acb\u624b\u6a5f\u8cb8\u6b3e\u6642\uff0c\u901a\u5e38\u53ea\u9700\u63d0\u4f9b\u57fa\u672c\u7684\u500b\u4eba\u8cc7\u6599\uff0c\u4f8b\u5982\u8eab\u4efd\u8b49\u660e\u548c\u6536\u5165\u8b49\u660e\u3002\u5f88\u591a\u8cb8\u6b3e\u5e73\u53f0\u9084\u6703\u8981\u6c42\u9a57\u8b49\u624b\u6a5f\u865f\u78bc\u4ee5\u53ca\u9280\u884c\u5e33\u6236\u8cc7\u8a0a\uff0c\u4ee5\u78ba\u4fdd\u7533\u8acb\u8005\u7684\u9084\u6b3e\u80fd\u529b\u3002\u4e00\u4e9b\u696d\u8005\u751a\u81f3\u63d0\u4f9b\u5373\u6642\u5be9\u6838\u7684\u529f\u80fd\uff0c\u4f7f\u5f97\u8cb8\u6b3e\u7533\u8acb\u80fd\u5920\u5728\u77ed\u6642\u9593\u5167\u5f97\u5230\u6279\u51c6\u3002<\/p>\n<p>\u7533\u8acb\u624b\u6a5f\u8cb8\u6b3e\u6642\uff0c\u901a\u5e38\u6703\u8003\u616e\u4ee5\u4e0b\u5e7e\u500b\u6b65\u9a5f\uff1a<\/p>\n<ul>\n<li>\u9078\u64c7\u9069\u5408\u7684\u8cb8\u6b3e\u5e73\u53f0\u6216\u6a5f\u69cb<\/li>\n<li>\u6e96\u5099\u76f8\u95dc\u6587\u4ef6\uff1a\u8eab\u4efd\u8b49\u3001\u6536\u5165\u8b49\u660e\u7b49<\/li>\n<li>\u586b\u5beb\u7533\u8acb\u8868\u683c\u4e26\u63d0\u4ea4<\/li>\n<li>\u7b49\u5f85\u5be9\u6838\u7d50\u679c\uff0c\u901a\u5e38\u6703\u5728\u77ed\u6642\u9593\u5167\u6536\u5230\u901a\u77e5<\/li>\n<li>\u5be9\u6838\u901a\u904e\u5f8c\uff0c\u5feb\u901f\u9032\u884c\u8cc7\u91d1\u767c\u653e<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u6b65\u9a5f<\/th>\n<th>\u6240\u9700\u6642\u9593<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u586b\u5beb\u7533\u8acb\u8868\u683c<\/td>\n<td>\u7d0410\u5206\u9418<\/td>\n<\/tr>\n<tr>\n<td>\u5be9\u6838\u904e\u7a0b<\/td>\n<td>\u6578\u5c0f\u6642\u81f3\u4e00\u5929<\/td>\n<\/tr>\n<tr>\n<td>\u8cc7\u91d1\u5230\u8cec<\/td>\n<td>\u5373\u6642\u6216\u4e00\u81f3\u4e09\u5929<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5728\u8cb8\u6b3e\u7533\u8acb\u904e\u7a0b\u4e2d\uff0c\u806f\u5fb5\u4e2d\u5fc3 (Credit Bureau) \u7684\u4fe1\u7528\u5be9\u67e5\u53ef\u80fd\u4e0d\u4e00\u5b9a\u6703\u88ab\u57f7\u884c\uff0c\u9019\u4e3b\u8981\u53d6\u6c7a\u65bc\u4e0d\u540c\u5e73\u53f0\u7684\u8981\u6c42\u3002\u7136\u800c\uff0c\u7533\u8acb\u8005\u4ecd\u9700\u6ce8\u610f\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c\u56e0\u70ba\u67d0\u4e9b\u8cb8\u6b3e\u4f9b\u61c9\u5546\u53ef\u80fd\u6703\u5728\u6279\u51c6\u904e\u7a0b\u4e2d\u9032\u884c\u984d\u5916\u7684\u4fe1\u7528\u8a55\u4f30\u3002\u56e0\u6b64\uff0c\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u6b77\u53f2\u4ecd\u7136\u662f\u660e\u667a\u7684\u9078\u64c7\uff0c\u78ba\u4fdd\u5728\u9700\u8981\u7684\u6642\u5019\u6709\u66f4\u9ad8\u7684\u6279\u51c6\u6a5f\u7387\u548c\u66f4\u512a\u60e0\u7684\u5229\u7387\u3002<\/p>\n<h2 id=\"%e8%81%af%e5%be%b5%e7%b3%bb%e7%b5%b1%e5%9c%a8%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e4%b8%ad%e7%9a%84%e8%a7%92%e8%89%b2\"><span class=\"ez-toc-section\" id=\"%E8%81%AF%E5%BE%B5%E7%B3%BB%E7%B5%B1%E5%9C%A8%E6%89%8B%E6%A9%9F%E8%B2%B8%E6%AC%BE%E4%B8%AD%E7%9A%84%E8%A7%92%E8%89%B2\"><\/span>\u806f\u5fb5\u7cfb\u7d71\u5728\u624b\u6a5f\u8cb8\u6b3e\u4e2d\u7684\u89d2\u8272<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"wp-block-paragraph\">\n<p>  \u2064 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class=\"wp-block-paragraph\">\n<p>  \u2062 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class=\"wp-block-table\">\n<thead>\n<tr>\n<th><strong>\u6307\u6a19<\/strong><\/th>\n<th><strong>\u7d30\u7bc0<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u4fe1\u7528\u5f97\u5206\u7bc4\u570d<\/td>\n<td>300-850<\/td>\n<\/tr>\n<tr>\n<td>\u5e38\u898b\u903e\u671f\u6642\u9593<\/td>\n<td>30\u5929\u300160\u5929\u300190\u5929+<\/td>\n<\/tr>\n<tr>\n<td>\u8ca0\u50b5\/\u6536\u5165\u6bd4\u4f8b<\/td>\n<td>\u2264 36%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"%e7%94%b3%e8%ab%8b%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e9%9c%80%e6%b3%a8%e6%84%8f%e7%9a%84%e9%a2%a8%e9%9a%aa%e8%88%87%e8%80%83%e9%87%8f\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E6%89%8B%E6%A9%9F%E8%B2%B8%E6%AC%BE%E9%9C%80%E6%B3%A8%E6%84%8F%E7%9A%84%E9%A2%A8%E9%9A%AA%E8%88%87%E8%80%83%E9%87%8F\"><\/span>\u7533\u8acb\u624b\u6a5f\u8cb8\u6b3e\u9700\u6ce8\u610f\u7684\u98a8\u96aa\u8207\u8003\u91cf<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u8003\u616e\u900f\u904e\u624b\u6a5f\u9032\u884c\u8cb8\u6b3e\u7533\u8acb\u6642\uff0c\u4e86\u89e3\u5176\u4e2d\u7684\u98a8\u96aa\u8207\u5fc5\u8981\u7684\u8003\u91cf\u662f\u76f8\u7576\u91cd\u8981\u7684\u3002<strong>\u9996\u5148<\/strong>\uff0c\u624b\u6a5f\u8cb8\u6b3e\u53ef\u80fd\u6d89\u53ca\u5229\u7387\u8f03\u9ad8\u7684\u98a8\u96aa\uff0c\u9019\u662f\u56e0\u70ba\u5b83\u5011\u901a\u5e38\u662f\u5feb\u901f\u4e14\u7121\u62b5\u62bc\u7684\u8cb8\u6b3e\u3002<strong>\u8a31\u591a\u8cb8\u6b3e\u516c\u53f8<\/strong>\u90fd\u6703\u901a\u904e\u624b\u6a5f\u63d0\u4f9b\u9019\u985e\u5feb\u6377\u7684\u91d1\u878d\u670d\u52d9\uff0c\u4f46\u9019\u610f\u5473\u8457\uff0c\u501f\u6b3e\u4eba\u5c07\u9762\u5c0d\u66f4\u9ad8\u7684\u91d1\u878d\u6210\u672c\u3002<strong>\u56e0\u6b64\uff0c\u4ed4\u7d30\u7814\u7a76\u4e0d\u540c\u516c\u53f8\u7684\u5229\u7387\u548c\u689d\u4ef6\u5f88\u91cd\u8981\u3002<\/strong><\/p>\n<p>\u4e0b\u9762\u662f\u4e00\u4e9b\u5728\u9078\u64c7\u501f\u6b3e\u5e73\u53f0\u6642\u9700\u8003\u616e\u7684\u56e0\u7d20\uff1a<\/p>\n<ul>\n<li><strong>\u5229\u7387\u548c\u8cb8\u6b3e\u8cbb\u7528<\/strong><\/li>\n<li><strong>\u9084\u6b3e\u671f\u9650\u7684\u5f48\u6027<\/strong><\/li>\n<li><strong>\u96b1\u85cf\u8cbb\u7528\u6216\u624b\u7e8c\u8cbb<\/strong><\/li>\n<li><strong>\u501f\u6b3e\u984d\u5ea6\u7684\u9650\u5236<\/strong><\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u8003\u91cf\u56e0\u7d20<\/th>\n<th>\u63cf\u8ff0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u4fe1\u8b7d<\/td>\n<td>\u9078\u64c7\u6709\u826f\u597d\u8a55\u50f9\u548c\u4fe1\u8b7d\u7684\u653e\u8cb8\u6a5f\u69cb\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8a55\u4f30<\/td>\n<td>\u6ce8\u610f\u662f\u5426\u5305\u542b\u4fe1\u7528\u8a55\u5206\u67e5\u8a62\u7684\u8981\u6c42\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"%e6%8f%90%e9%ab%98%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be%e7%94%b3%e8%ab%8b%e6%88%90%e5%8a%9f%e7%8e%87%e7%9a%84%e5%af%a6%e7%94%a8%e5%bb%ba%e8%ad%b0\"><span class=\"ez-toc-section\" id=\"%E6%8F%90%E9%AB%98%E6%89%8B%E6%A9%9F%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%AB%8B%E6%88%90%E5%8A%9F%E7%8E%87%E7%9A%84%E5%AF%A6%E7%94%A8%E5%BB%BA%E8%AD%B0\"><\/span>\u63d0\u9ad8\u624b\u6a5f\u8cb8\u6b3e\u7533\u8acb\u6210\u529f\u7387\u7684\u5be6\u7528\u5efa\u8b70<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u7533\u8acb<strong><a href=\"https:\/\/lammllees.shop\/%e6%89%8b%e6%a9%9f%e8%b2%b8%e6%ac%be\/\">\u624b\u6a5f\u8cb8\u6b3e<\/a><\/strong>\u6642\uff0c\u63d0\u9ad8\u6210\u529f\u7387\u7684\u95dc\u9375\u5728\u65bc\u6e96\u5099\u5145\u5206\u548c\u4e86\u89e3\u5982\u4f55\u63d0\u5347\u500b\u4eba\u4fe1\u7528\u8a55\u5206\u3002\u9996\u5148\u8981\u78ba\u4fdd\u60a8\u7684\u500b\u4eba\u8cc7\u6599\u5b8c\u6574\u4e26\u4e14\u6e96\u78ba\uff0c\u9019\u662f\u5be9\u6838\u904e\u7a0b\u4e2d\u7684\u57fa\u672c\u6b65\u9a5f\u3002\u63a5\u8457\uff0c\u8981\u6ce8\u610f\u511f\u9084\u80fd\u529b\u7684\u8b49\u660e\uff0c\u5305\u62ec\u6700\u65b0\u7684\u6536\u5165\u8b49\u660e\u548c\u9280\u884c\u6d41\u6c34\u3002\u4fdd\u6301\u5145\u8db3\u7684\u4fe1\u7528\u984d\u5ea6\u7a7a\u9593\uff0c\u907f\u514d\u904e\u5ea6\u501f\u8cb8\u4ee5\u7a81\u986f\u51fa\u826f\u597d\u7684\u4fe1\u7528\u72c0\u6cc1\u3002<\/p>\n<ul>\n<li><strong>\u4fdd\u6301\u7a69\u5b9a\u7684\u5de5\u4f5c\u60c5\u5f62\uff1a<\/strong> 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class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u65b9\u6cd5<\/th>\n<th>\u6548\u76ca<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5b9a\u6642\u5168\u984d\u652f\u4ed8\u4fe1\u7528\u5361\u8cec\u55ae<\/td>\n<td>\u964d\u4f4e\u8ca0\u50b5\u7d2f\u7a4d\uff0c\u63d0\u9ad8\u4fe1\u7528\u5f97\u5206<\/td>\n<\/tr>\n<tr>\n<td>\u9650\u5236\u65b0\u4fe1\u7528\u8cec\u6236\u7533\u8acb\u6b21\u6578<\/td>\n<td>\u7a69\u56fa\u73fe\u6709\u4fe1\u8b7d\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u67e5\u8a62<\/td>\n<\/tr>\n<tr>\n<td>\u76e3\u63a7\u4fe1\u7528\u5831\u544a<\/td>\n<td>\u767c\u73fe\u4e26\u7cfe\u6b63\u932f\u8aa4\u4fe1\u606f\uff0c\u9632\u6b62\u4e0d\u5408\u9069\u7684\u8a55\u50f9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"qa\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\"><\/span>\u5e38\u898b\u554f\u7b54<span 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