{"id":8716,"date":"2024-10-25T13:05:31","date_gmt":"2024-10-25T05:05:31","guid":{"rendered":"http:\/\/lammllees.shop\/%e6%88%bf%e5%ad%90%e6%8b%bf%e5%8e%bb%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e8%b2%b8%e5%a4%9a%e5%b0%91%ef%bc%9f\/"},"modified":"2024-10-25T13:05:31","modified_gmt":"2024-10-25T05:05:31","slug":"%e6%88%bf%e5%ad%90%e6%8b%bf%e5%8e%bb%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e8%b2%b8%e5%a4%9a%e5%b0%91%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/lammllees.shop\/%e6%88%bf%e5%ad%90%e6%8b%bf%e5%8e%bb%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e8%b2%b8%e5%a4%9a%e5%b0%91%ef%bc%9f\/","title":{"rendered":"\u623f\u5b50\u62ff\u53bb\u8cb8\u6b3e\u53ef\u4ee5\u8cb8\u591a\u5c11\uff1f"},"content":{"rendered":"<p>\u5728\u90fd\u5e02\u53e2\u6797\u4e2d\uff0c\u6bcf\u4e00\u500b\u64c1\u6709\u623f\u7522\u7684\u4eba\u6216\u591a\u6216\u5c11\u90fd\u66fe\u601d\u8003\u904e\u9019\u500b\u554f\u984c\uff1a\u6211\u7684\u623f\u5b50\u7a76\u7adf\u53ef\u4ee5\u8cb8\u5230\u591a\u5c11\u9322\uff1f\u7121\u8ad6\u662f\u56e0\u70ba\u7a81\u5982\u5176\u4f86\u7684\u958b\u652f\u58d3\u529b\uff0c\u9084\u662f\u70ba\u4e86\u6293\u4f4f\u6295\u8cc7\u826f\u6a5f\uff0c<a 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id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u5927\u7db2 :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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title=\"\u623f\u5b50\u62b5\u62bc\u8cb8\u6b3e\u7684\u57fa\u672c\u539f\u5247\u8207\u8a55\u4f30\u6a19\u6e96\">\u623f\u5b50\u62b5\u62bc\u8cb8\u6b3e\u7684\u57fa\u672c\u539f\u5247\u8207\u8a55\u4f30\u6a19\u6e96<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lammllees.shop\/%e6%88%bf%e5%ad%90%e6%8b%bf%e5%8e%bb%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e8%b2%b8%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E5%BD%B1%E9%9F%BF%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D%E7%9A%84%E9%97%9C%E9%8D%B5%E5%9B%A0%E7%B4%A0\" title=\"\u5f71\u97ff\u623f\u5c4b\u8cb8\u6b3e\u91d1\u984d\u7684\u95dc\u9375\u56e0\u7d20\">\u5f71\u97ff\u623f\u5c4b\u8cb8\u6b3e\u91d1\u984d\u7684\u95dc\u9375\u56e0\u7d20<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lammllees.shop\/%e6%88%bf%e5%ad%90%e6%8b%bf%e5%8e%bb%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e8%b2%b8%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E6%8F%90%E5%8D%87%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E9%A1%8D%E5%BA%A6%E7%9A%84%E6%9C%89%E6%95%88%E7%AD%96%E7%95%A5\" title=\"\u63d0\u5347\u623f\u5c4b\u8cb8\u6b3e\u984d\u5ea6\u7684\u6709\u6548\u7b56\u7565\">\u63d0\u5347\u623f\u5c4b\u8cb8\u6b3e\u984d\u5ea6\u7684\u6709\u6548\u7b56\u7565<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lammllees.shop\/%e6%88%bf%e5%ad%90%e6%8b%bf%e5%8e%bb%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e8%b2%b8%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E9%81%B8%E6%93%87%E5%90%88%E9%81%A9%E7%9A%84%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%EF%BC%8C%E9%81%BF%E5%85%8D%E6%BD%9B%E5%9C%A8%E9%A2%A8%E9%9A%AA\" 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id=\"%e6%88%bf%e5%ad%90%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e7%9a%84%e5%9f%ba%e6%9c%ac%e5%8e%9f%e5%89%87%e8%88%87%e8%a9%95%e4%bc%b0%e6%a8%99%e6%ba%96\"><span class=\"ez-toc-section\" id=\"%E6%88%BF%E5%AD%90%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%9F%BA%E6%9C%AC%E5%8E%9F%E5%89%87%E8%88%87%E8%A9%95%E4%BC%B0%E6%A8%99%E6%BA%96\"><\/span>\u623f\u5b50\u62b5\u62bc\u8cb8\u6b3e\u7684\u57fa\u672c\u539f\u5247\u8207\u8a55\u4f30\u6a19\u6e96<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5c07\u623f\u5b50\u7528\u4f86\u62b5\u62bc\u8cb8\u6b3e\u6642\uff0c\u4e86\u89e3\u57fa\u672c\u539f\u5247\u8207\u8a55\u4f30\u6a19\u6e96\u81f3\u95dc\u91cd\u8981\u3002\u8cb8\u6b3e\u6a5f\u69cb\u5728\u6279\u6838\u8cb8\u6b3e\u91d1\u984d\u6642\uff0c\u901a\u5e38\u4f9d\u64da\u591a\u9805\u56e0\u7d20\u4f86\u8a55\u4f30\uff0c\u5305\u62ec\u623f\u7522\u7684\u5e02\u5834\u50f9\u503c\u3001\u8cb8\u6b3e\u6210\u6578\uff0c\u53ca\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u7b49\u3002\u6b64\u5916\uff0c\u4e86\u89e3<a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" target=\"_blank\">\u623f\u8cb8<\/a>\u7684<strong>\u8cb8\u6b3e\u6210\u6578<\/strong>\u81f3\u70ba\u95dc\u9375\uff0c\u5b83\u901a\u5e38\u4ee5\u767e\u5206\u6bd4\u8868\u793a\uff0c\u4ee3\u8868\u8cb8\u6b3e\u91d1\u984d\u4f54\u623f\u5730\u7522\u4f30\u50f9\u7684\u6bd4\u4f8b\u3002\u4ee5\u4e0b\u662f\u623f\u5b50\u62b5\u62bc\u8cb8\u6b3e\u7684\u4e00\u4e9b\u91cd\u8981\u8003\u91cf\uff1a<\/p>\n<ul>\n<li><strong>\u5e02\u5834\u50f9\u503c\uff1a<\/strong>\u623f\u5730\u7522\u7684\u7576\u524d\u5e02\u5834\u50f9\u503c\u662f\u6240\u6709\u8a55\u4f30\u7684\u57fa\u790e\uff0c\u88ab\u8996\u70ba\u62b5\u62bc\u8cc7\u7522\u7684\u4e3b\u8981\u53c3\u8003\u3002<\/li>\n<li><strong>\u8cb8\u6b3e\u6210\u6578\uff08LTV\uff09\uff1a<\/strong>\u8cb8\u6b3e\u5c0d\u50f9\u503c\u6bd4\uff0c\u662f\u8cb8\u6b3e\u6a5f\u69cb\u8861\u91cf\u98a8\u96aa\u7684\u95dc\u9375\u6307\u6a19\u3002<\/li>\n<li><strong>\u4fe1\u7528\u8a55\u5206\uff1a<\/strong><a href=\"http:\/\/lammllees.shop\/\u4fe1\u7528\u8cb8\u6b3e\/\" target=\"_blank\">\u4fe1\u8cb8<\/a>\u6a5f\u69cb\u6703\u6aa2\u67e5\u7533\u8acb\u4eba\u7684\u4fe1\u7528\u7d00\u9304\u8207\u8a55\u5206\uff0c\u4ee5\u6b64\u4f86\u5224\u65b7\u7533\u8acb\u4eba\u7684\u511f\u9084\u80fd\u529b\u3002<\/li>\n<li><strong>\u6536\u5165\u8b49\u660e\uff1a<\/strong>\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\u80fd\u63d0\u9ad8\u7372\u5f97\u66f4\u9ad8\u8cb8\u6b3e\u984d\u5ea6\u7684\u53ef\u80fd\u6027\u3002<\/li>\n<\/ul>\n<p>\u5728\u9032\u884c\u8a55\u4f30\u6642\uff0c\u5546\u696d\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u6703\u7533\u8acb\u7b2c\u4e09\u65b9\u8a55\u4f30\u5831\u544a\uff0c\u4f86\u78ba\u8a8d\u623f\u7522\u7684\u4f30\u50f9\u548c\u72c0\u6cc1\u3002\u4ee5\u4e0b\u662f\u4e00\u822c\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u4f9d\u64da\u7684\u623f\u5c4b\u8a55\u4f30\u6a19\u6e96\uff1a<\/p>\n<table class=\"wp-block-table 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id=\"%E5%BD%B1%E9%9F%BF%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D%E7%9A%84%E9%97%9C%E9%8D%B5%E5%9B%A0%E7%B4%A0\"><\/span>\u5f71\u97ff\u623f\u5c4b\u8cb8\u6b3e\u91d1\u984d\u7684\u95dc\u9375\u56e0\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<section>\n<p>\u5728\u8fa6\u7406\u623f\u5c4b\u8cb8\u6b3e\u6642\uff0c\u6709\u5e7e\u500b<strong>\u95dc\u9375\u56e0\u7d20<\/strong>\u6703\u76f4\u63a5\u5f71\u97ff\u53ef\u8cb8\u6b3e\u91d1\u984d\uff0c\u9019\u4e9b\u56e0\u7d20\u5f80\u5f80\u88ab\u8cb8\u6b3e\u4eba\u6240\u5ffd\u8996\u3002\u9996\u5148\uff0c<em>\u623f\u5c4b\u7684\u5e02\u503c<\/em>\u662f\u4e00\u500b\u4e3b\u8981\u53c3\u8003\u6307\u6a19\u3002\u91d1\u878d\u6a5f\u69cb\u901a\u5e38\u4f9d\u64da\u623f\u5c4b\u7684\u5e02\u5834\u50f9\u503c\u4f86\u8a55\u4f30\u53ef\u4ee5\u6279\u51fa\u7684\u8cb8\u6b3e\u984d\u5ea6\uff0c\u56e0\u6b64\u4e0d\u52d5\u7522\u5730\u6bb5\u3001\u623f\u9f61\u53ca\u73fe\u6709\u72c0\u6cc1\u90fd\u6703\u5f71\u97ff\u5e02\u503c\u3002\u6b64\u5916\uff0c<strong>\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206<\/strong>\u5728\u8cb8\u6b3e\u6c7a\u7b56\u4e2d\u4e5f\u626e\u6f14\u8457\u4e0d\u53ef\u5ffd\u8996\u7684\u89d2\u8272\u3002\u64c1\u6709\u826f\u597d\u7684\u4fe1\u7528\u7d00\u9304\u4e0d\u50c5\u80fd\u63d0\u5347\u8cb8\u6b3e\u984d\u5ea6\uff0c\u9084\u53ef\u80fd\u722d\u53d6\u5230\u8f03\u597d\u7684\u5229\u7387\uff0c\u6e1b\u8f15\u9084\u6b3e\u58d3\u529b\u3002<\/p>\n<p>\u53e6\u4e00\u65b9\u9762\uff0c<em>\u8ca0\u50b5\u6536\u5165\u6bd4\uff08Debt-to-Income \u2063Ratio, DTI\uff09<\/em>\u4e5f\u662f\u9280\u884c\u8a55\u4f30\u7684\u91cd\u8981\u4f9d\u64da\u4e4b\u4e00\u3002\u91d1\u878d\u6a5f\u69cb\u901a\u5e38\u6703\u5be9\u6838\u501f\u6b3e\u4eba\u7684\u6708\u6536\u5165\u8207\u73fe\u6709\u50b5\u52d9\u4e4b\u9593\u7684\u6bd4\u4f8b\uff0c\u4ee5\u5224\u65b7\u5176\u9084\u6b3e\u80fd\u529b\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5f71\u97ff\u56e0\u7d20\u7684\u7c21\u8981\u5217\u8868\uff1a<\/p>\n<ul>\n<li><strong>\u6536\u5165\u4f86\u6e90<\/strong>\uff1a\u7a69\u5b9a\u4e14\u96d9\u6536\u5165\u5bb6\u5ead\u7684\u8cb8\u6b3e\u984d\u5ea6\u901a\u5e38\u6703\u66f4\u9ad8\u3002<\/li>\n<li><strong>\u65e2\u6709\u50b5\u52d9<\/strong>\uff1a\u73fe\u6709\u7684\u8cb8\u6b3e\u6216<a href=\"http:\/\/lammllees.shop\/\u4fe1\u7528\u5361\/\" target=\"_blank\">\u4fe1\u7528\u5361<\/a>\u8ca0\u50b5\u8d8a\u5c11\uff0c\u8d8a\u6709\u5229\u65bc\u7372\u5f97\u66f4\u9ad8\u7684\u8cb8\u6b3e\u984d\u3002<\/li>\n<li><strong>\u623f\u5c4b\u985e\u578b<\/strong>\uff1a\u81ea\u4f4f\u623f\u5c4b\u6bd4\u51fa\u79df\u623f\u5c4b\u901a\u5e38\u6709\u66f4\u9ad8\u7684\u8cb8\u6b3e\u984d\u5ea6\u3002<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u56e0\u7d20<\/th>\n<th>\u53ef\u80fd\u5f71\u97ff<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u623f\u5c4b\u5e02\u503c\u589e\u52a0<\/td>\n<td>\u63d0\u5347\u8cb8\u6b3e\u984d\u5ea6<\/td>\n<\/tr>\n<tr>\n<td>\u4fe1\u7528\u8a55\u5206\u512a\u826f<\/td>\n<td>\u7372\u5f97\u66f4\u4f4e\u5229\u7387<\/td>\n<\/tr>\n<tr>\n<td>\u6536\u5165\u7a69\u5b9a\u6027<\/td>\n<td>\u63d0\u5347\u4fe1\u7528\u4fe1\u4efb\u5ea6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/section>\n<h2 id=\"%e6%8f%90%e5%8d%87%e6%88%bf%e5%b1%8b%e8%b2%b8%e6%ac%be%e9%a1%8d%e5%ba%a6%e7%9a%84%e6%9c%89%e6%95%88%e7%ad%96%e7%95%a5\"><span class=\"ez-toc-section\" id=\"%E6%8F%90%E5%8D%87%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE%E9%A1%8D%E5%BA%A6%E7%9A%84%E6%9C%89%E6%95%88%E7%AD%96%E7%95%A5\"><\/span>\u63d0\u5347\u623f\u5c4b\u8cb8\u6b3e\u984d\u5ea6\u7684\u6709\u6548\u7b56\u7565<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u60f3\u8981\u63d0\u9ad8\u623f\u5c4b\u8cb8\u6b3e\u7684\u984d\u5ea6\uff0c\u5176\u5be6\u6709\u5e7e\u500b\u53ef\u884c\u7684\u7b56\u7565\u53ef\u4f9b\u8003\u91cf\u3002\u9996\u5148\uff0c\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u7d00\u9304\u662f\u81f3\u95dc\u91cd\u8981\u7684\uff0c\u56e0\u70ba\u8cb8\u6b3e\u6a5f\u69cb\u6703\u6839\u64da\u4f60\u7684\u4fe1\u7528\u5206\u6578\u4f86\u6c7a\u5b9a\u662f\u5426\u63d0\u9ad8\u8cb8\u6b3e\u984d\u5ea6\u3002\u9664\u4e86\u6709\u898f\u5f8b\u5730\u9084\u6b3e\u53ca\u63a7\u5236\u4fe1\u7528\u5361\u8ca0\u50b5\uff0c\u4f60\u9084\u53ef\u4ee5\u8003\u616e\u5408\u4f75\u8ca0\u50b5\uff0c\u9019\u6a23\u53ef\u4ee5\u63d0\u9ad8\u6574\u9ad4\u7684\u4fe1\u7528\u5206\u6578\u3002\u6b64\u5916\uff0c\u589e\u52a0\u6536\u5165\u4f86\u6e90\u4e5f\u662f\u63d0\u5347\u8cb8\u6b3e\u984d\u5ea6\u7684\u597d\u8fa6\u6cd5\u3002\u5982\u6709\u53ef\u80fd\uff0c\u722d\u53d6\u52a0\u85aa\u6216\u662f\u5c0b\u627e\u984d\u5916\u7684\u6536\u5165\u4f86\u6e90\u4e5f\u80fd\u8b93\u8cb8\u6b3e\u6a5f\u69cb\u770b\u5230\u4f60\u7684\u9084\u6b3e\u80fd\u529b\u3002<\/p>\n<p>\u9664\u4e86\u500b\u4eba\u8ca1\u52d9\u72c0\u6cc1\u5916\uff0c\u63d0\u5347\u623f\u5c4b\u672c\u8eab\u7684\u50f9\u503c\u4e5f\u80fd\u6709\u6548\u589e\u52a0\u8cb8\u6b3e\u984d\u5ea6\u3002\u4f8b\u5982\u9032\u884c\u623f\u5c4b\u88dd\u4fee\uff0c\u7279\u5225\u662f\u5eda\u623f\u548c\u6d74\u5ba4\u7684\u5347\u7d1a\uff0c\u6216\u8005\u662f\u9032\u884c\u80fd\u6e90\u6548\u76ca\u6539\u5584\u7b49\uff0c\u90fd\u53ef\u63d0\u5347\u623f\u5c4b\u7684\u5e02\u5834\u50f9\u503c\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5be6\u7528\u7684\u5c0f\u5efa\u8b70\uff1a<\/p>\n<ul>\n<li>\u88dd\u8a2d\u7bc0\u80fd\u8a2d\u5099\u4f86\u964d\u4f4e\u623f\u5c4b\u904b\u71df\u6210\u672c<\/li>\n<li>\u6539\u5584\u623f\u5c4b\u7684\u5916\u89c0\u4ee5\u5438\u5f15\u8cb7\u5bb6<\/li>\n<li>\u59a5\u5584\u6574\u7406\u5ead\u9662\u53ca\u6236\u5916\u7a7a\u9593<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u6539\u5584\u9805\u76ee<\/th>\n<th>\u6f5b\u5728\u589e\u503c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5eda\u623f\u91cd\u88dd\u4fee<\/td>\n<td>15%\u200c &#8211; 20%<\/td>\n<\/tr>\n<tr>\n<td>\u6d74\u5ba4\u5347\u7d1a<\/td>\n<td>10% -\u2064 15%<\/td>\n<\/tr>\n<tr>\n<td>\u5916\u89c0\u4fee\u6574<\/td>\n<td>5% &#8211; 10%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"%e9%81%b8%e6%93%87%e5%90%88%e9%81%a9%e7%9a%84%e8%b2%b8%e6%ac%be%e6%96%b9%e6%a1%88%ef%bc%8c%e9%81%bf%e5%85%8d%e6%bd%9b%e5%9c%a8%e9%a2%a8%e9%9a%aa\"><span class=\"ez-toc-section\" id=\"%E9%81%B8%E6%93%87%E5%90%88%E9%81%A9%E7%9A%84%E8%B2%B8%E6%AC%BE%E6%96%B9%E6%A1%88%EF%BC%8C%E9%81%BF%E5%85%8D%E6%BD%9B%E5%9C%A8%E9%A2%A8%E9%9A%AA\"><\/span>\u9078\u64c7\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u907f\u514d\u6f5b\u5728\u98a8\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"post-content\">\n<p>\u7576\u6211\u5011\u601d\u8003\u5c07\u623f\u5b50\u62b5\u62bc\u4ee5\u4fbf\u7372\u5f97\u8cb8\u6b3e\u6642\uff0c\u9078\u64c7\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u6848\u662f\u4e00\u500b\u91cd\u8981\u7684\u6c7a\u7b56\u3002\u5373\u4f7f\u623f\u5b50\u7684\u5e02\u503c\u5c07\u6c7a\u5b9a\u60a8\u53ef\u7372\u5f97\u7684\u8cb8\u6b3e\u91d1\u984d\uff0c\u6bcf\u500b\u8cb8\u6b3e\u65b9\u6848\u4e5f\u90fd\u4f34\u96a8\u8457\u5404\u7a2e\u5229\u7387\u3001\u9084\u6b3e\u671f\u9650\u548c\u689d\u4ef6\u4e0d\u540c\u3002\u5728\u9762\u5c0d\u591a\u7a2e\u9078\u64c7\u6642\uff0c\u4e86\u89e3\u5404\u9078\u9805\u662f\u81f3\u95dc\u91cd\u8981\u7684\uff0c\u4ee5\u514d\u5728\u672a\u4f86\u906d\u9047\u8ca1\u52d9\u58d3\u529b\u548c\u5176\u4ed6\u6f5b\u5728\u98a8\u96aa\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u95dc\u9375\u56e0\u7d20\uff0c\u53ef\u5e6b\u52a9\u60a8\u505a\u51fa\u660e\u667a\u7684\u6c7a\u5b9a\uff1a <\/p>\n<ul>\n<li><strong><a href=\"https:\/\/lammllees.shop\/%e6%8f%ad%e5%af%86%e5%88%a9%e7%8e%87%e7%ae%97%e6%b3%95%ef%bc%9a%e9%87%91%e8%9e%8d%e4%b8%96%e7%95%8c%e4%b8%ad%e7%9a%84%e8%a8%88%e7%ae%97%e8%a6%8f%e5%89%87%e8%88%87%e9%82%8f%e8%bc%af\/\">\u5229\u7387<\/a><\/strong>\uff1a\u56fa\u5b9a\u5229\u7387\u548c\u6d6e\u52d5\u5229\u7387\u5404\u6709\u5229\u5f0a\uff0c\u78ba\u4fdd\u9078\u64c7\u7b26\u5408\u60a8\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002<\/li>\n<li><strong>\u9084\u6b3e\u671f<\/strong>\uff1a\u8f03\u9577\u7684\u671f\u9650\u53ef\u80fd\u5c0e\u81f4\u8f03\u4f4e\u7684\u5206\u671f\u4ed8\u6b3e\uff0c\u4f46\u4e5f\u53ef\u80fd\u589e\u52a0\u7e3d\u5229\u606f\u6210\u672c\u3002<\/li>\n<li><strong>\u7f70\u91d1\u653f\u7b56<\/strong>\uff1a\u4e86\u89e3\u63d0\u524d\u9084\u6b3e\u6216\u9055\u7d04\u6240\u9700\u652f\u4ed8\u7684\u7f70\u6b3e\u3002<\/li>\n<\/ul>\n<p>\u4e0d\u540c\u8cb8\u6b3e\u65b9\u6848\u7684\u689d\u6b3e\u548c\u689d\u4ef6\u53ef\u80fd\u5b58\u5728\u986f\u8457\u5dee\u7570\u3002\u8003\u616e\u4e00\u4e9b\u5f71\u97ff\u60a8\u7684\u6c7a\u5b9a\u7684\u984d\u5916\u8b8a\u91cf\uff0c\u6bd4\u5982\u8cb8\u6b3e\u7528\u9014\u6216\u9700\u8981\u7684\u984d\u5ea6\uff0c\u624d\u80fd\u907f\u514d\u672a\u4f86\u6f5b\u5728\u98a8\u96aa\u3002\u4ee5\u4e0b\u662f\u4e00\u500b\u7c21\u55ae\u6bd4\u8f03\u53ef\u7528\u8cb8\u6b3e\u65b9\u6848\u7684\u8868\u683c\uff0c\u4ee5\u5e6b\u52a9\u60a8\u66f4\u5bb9\u6613\u5730\u8a55\u4f30\u6bcf\u500b\u9078\u9805\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u8cb8\u6b3e\u985e\u578b<\/th>\n<th>\u5229\u7387<\/th>\n<th>\u9069\u7528\u7528\u9014<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e<\/td>\n<td>3.<a href=\"http:\/\/lammllees.shop\/%e8%bb%8a%e8%b2%b8%e5%b9%be%e8%b6%b4%e5%90%88%e7%90%86%ef%bc%9f\/\" title=\"\u8eca\u8cb8\u5e7e\u8db4\u5408\u7406\uff1f\">5% &#8211; 4<\/a>.5%<\/td>\n<td>\u623f\u5c4b\u6539\u9020\u3001\u6559\u80b2\u8cbb\u7528<\/td>\n<\/tr>\n<tr>\n<td>\u6d6e\u52d5\u5229\u7387\u8cb8\u6b3e<\/td>\n<td>2.5% &#8211; 5.0%<\/td>\n<td>\u65b0\u4e8b\u696d\u6295\u8cc7\u3001\u7dca\u6025\u8cc7\u91d1\u9700\u6c42<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"qa\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\"><\/span>\u5e38\u898b\u554f\u7b54<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6a19\u984c\uff1a\u623f\u5b50\u62ff\u53bb\u8cb8\u6b3e\u53ef\u4ee5\u8cb8\u591a\u5c11\uff1fQ&#038;A 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<\/p>\n<h2 id=\"outro\"><span class=\"ez-toc-section\" id=\"%E7%B8%BD%E7%B5%90\"><\/span>\u7e3d\u7d50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7e3d\u800c\u8a00\u4e4b\uff0c\u623f\u5b50\u4f5c\u70ba\u8cc7\u7522\u64d4\u4fdd\uff0c\u80fd\u5e36\u4f86\u7684\u8cb8\u6b3e\u984d\u5ea6\u53d7\u5230\u591a\u65b9\u9762\u7684\u5f71\u97ff\uff0c\u4e0d\u50c5\u50c5\u53d6\u6c7a\u65bc\u623f\u5c4b\u7684\u5e02\u503c\uff0c\u540c\u6642\u4e5f\u53d7\u9650\u65bc\u8cb8\u6b3e\u6a5f\u69cb\u7684\u653f\u7b56\u3001\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u7d1a\u53ca\u9084\u6b3e\u80fd\u529b\u3002\u5728\u8003\u616e\u5c07\u623f\u5b50\u62ff\u53bb\u8cb8\u6b3e\u524d\uff0c\u4ed4\u7d30\u8a55\u4f30\u81ea\u8eab\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u9084\u6b3e\u8a08\u5283\uff0c\u4ee5\u78ba\u4fdd\u4e0d\u6703\u56e0\u77ed\u671f\u7684\u8ca1\u52d9\u9700\u6c42\u800c\u5f71\u97ff\u9577\u9060\u7684\u751f\u6d3b\u54c1\u8cea\u3002\u900f\u904e\u7406\u6027\u7684\u898f\u5283\u548c\u8b39\u614e\u7684\u9078\u64c7\uff0c\u623f\u5c4b\u8cb8\u6b3e\u53ef\u4ee5\u6210\u70ba\u4e00\u628a\u5e6b\u52a9\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u7684\u96d9\u5203\u5229\u528d\u3002\u8b93\u6211\u5011\u5728\u8cb8\u6b3e\u7684\u8ff7\u9727\u4e2d\uff0c\u4fdd\u6301\u6e05\u6670\u7684\u601d\u7dad\u8207\u7406\u667a\u7684\u5224\u65b7\uff0c\u8d70\u51fa\u4e00\u689d\u7a69\u5065\u7684\u8ca1\u52d9\u4e4b\u8def\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7576\u8003\u616e\u5c07\u623f\u5b50\u62b5\u62bc<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" 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