\n
\u5728\u73fe\u4eca\u591a\u8b8a\u7684\u5546\u696d\u74b0\u5883\u4e2d\uff0c\u8ca0\u8cac\u4eba\u4fdd\u96aa\u5df2\u6210\u70ba\u8a31\u591a\u4f01\u696d\u4e3b\u7684\u5fc5\u5099\u9632\u8b77\u63aa\u65bd\u3002\u8ca0\u8cac\u4eba\u4fdd\u96aa<\/strong>\u4e3b\u8981\u6db5\u84cb\u4f01\u696d\u9ad8\u5c64\u9762\u81e8\u7684\u6f5b\u5728\u6cd5\u5f8b\u8207\u8ca1\u52d9\u98a8\u96aa\uff0c\u9019\u985e\u4fdd\u96aa\u901a\u5e38\u5305\u542b\u4ee5\u4e0b\u5e7e\u7a2e\u5e38\u898b\u7684\u985e\u578b\uff1a\n <\/p>\n\n- \u8463\u4e8b\u8cac\u4efb\u4fdd\u96aa\uff08Directors’ & Officers’\u200d Insurance, D&O\uff09<\/strong>\uff1a\u63d0\u4f9b\u5c0d\u8463\u4e8b\u548c\u9ad8\u5c64\u7ba1\u7406\u4eba\u54e1\u5728\u5c65\u884c\u8077\u8cac\u904e\u7a0b\u4e2d\uff0c\u56e0\u758f\u5ffd\u6216\u4e0d\u7576\u884c\u70ba\u800c\u9020\u6210\u640d\u5931\u7684\u8ce0\u511f\u4fdd\u969c\u3002<\/li>\n
- \u5c08\u696d\u8cac\u4efb\u4fdd\u96aa\uff08Professional Liability Insurance, PLI\uff09<\/strong>\uff1a\u91dd\u5c0d\u5c08\u696d\u4eba\u54e1\u5728\u63d0\u4f9b\u670d\u52d9\u6642\u7684\u904e\u5931\u6240\u5f15\u8d77\u7684\u6cd5\u5f8b\u8cac\u4efb\uff0c\u63d0\u4f9b\u4fdd\u969c\u3002<\/li>\n
- \u50f1\u4e3b\u8cac\u4efb\u4fdd\u96aa\uff08Employers’ Liability Insurance\uff09<\/strong>\uff1a\u4fdd\u8b77\u4f01\u696d\u4e3b\u5728\u50f1\u54e1\u56e0\u5de5\u4f5c\u800c\u53d7\u5230\u7684\u50b7\u5bb3\u6216\u75be\u75c5\u7d22\u8ce0\u6642\uff0c\u63d0\u4f9b\u8ce0\u511f\u3002<\/li>\n<\/ul>\n
\u200b \u2063 \u9664\u4e86\u4e0a\u8ff0\u985e\u578b\u7684\u4fdd\u96aa\uff0c\u4f01\u696d\u4e3b\u9084\u53ef\u4ee5\u8003\u616e\u5176\u4ed6\u91dd\u5c0d\u6027\u66f4\u5f37\u7684\u4fdd\u96aa\u8a08\u756b\uff0c\u4ee5\u6eff\u8db3\u7279\u5b9a\u884c\u696d\u6216\u8077\u52d9\u7684\u9700\u6c42\u3002\u4ee5\u4e0b\u8868\u683c\u7c21\u55ae\u4ecb\u7d39\u4e86\u4e0d\u540c\u4fdd\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u5e6b\u52a9\u60a8\u505a\u51fa\u6700\u4f73\u9078\u64c7\uff1a\n <\/p>\n
\n\n\n\u4fdd\u96aa\u7a2e\u985e<\/th>\n | \u512a\u9ede<\/th>\n | \u7f3a\u9ede<\/th>\n<\/tr>\n<\/thead>\n |
\n\nD&O\u4fdd\u96aa<\/td>\n | \u4fdd\u969c\u9ad8\u5c64\u6cd5\u5f8b\u98a8\u96aa<\/td>\n | \u4fdd\u8cbb\u8f03\u9ad8<\/td>\n<\/tr>\n |
\n\u5c08\u696d\u8cac\u4efb\u4fdd\u96aa<\/td>\n | \u9069\u5408\u591a\u7a2e\u884c\u696d<\/td>\n | \u53ef\u80fd\u4e0d\u6db5\u84cb\u6545\u610f\u904e\u5931<\/td>\n<\/tr>\n |
\n\u50f1\u4e3b\u8cac\u4efb\u4fdd\u96aa<\/td>\n | \u63d0\u5347\u54e1\u5de5\u4fe1\u4efb\u5ea6<\/td>\n | \u50c5\u9650\u5de5\u4f5c\u76f8\u95dc\u7d22\u8ce0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/span>\u9078\u64c7\u9069\u5408\u4f01\u696d\u7684\u8ca0\u8cac\u4eba\u6295\u4fdd\u7b56\u7565<\/span><\/h2>\n\n \u5728\u9078\u64c7\u54ea\u7a2e\u6295\u4fdd\u7b56\u7565\u6700\u9069\u5408\u60a8\u7684\u4f01\u696d\u8ca0\u8cac\u4eba\u6642\uff0c\u6709\u5e7e\u500b\u95dc\u9375\u56e0\u7d20\u9700\u8981\u8003\u616e\u3002\u9996\u5148\uff0c\u60a8\u9700\u8981\u5be9\u67e5\u60a8\u7684\u4f01\u696d\u898f\u6a21\u548c\u6240\u5c6c\u884c\u696d\u3002\u4e0d\u540c\u7684\u884c\u696d<\/strong>\u6709\u5176\u7279\u5b9a\u7684\u98a8\u96aa\u8207\u9700\u6c42\uff0c\u6bd4\u65b9\u8aaa\uff0c\u5236\u9020\u696d\u53ef\u80fd\u9700\u8981\u8003\u616e\u4eba\u8eab\u610f\u5916\u4fdd\u96aa\uff0c\u800c\u670d\u52d9\u696d\u53ef\u80fd\u66f4\u9700\u8981\u5c08\u6ce8\u65bc\u8cac\u4efb\u96aa\u3002\u6b64\u5916\uff0c\u4f01\u696d\u8ca0\u8cac\u4eba\u7684\u5e74\u9f61\u548c\u5065\u5eb7\u72c0\u6cc1\u4e5f\u61c9\u5c45\u65bc\u512a\u5148\u8003\u91cf\uff0c\u56e0\u70ba\u9019\u5c07\u76f4\u63a5\u5f71\u97ff\u5230\u4fdd\u96aa\u7684\u8cbb\u7528\u53ca\u5176\u8986\u84cb\u7bc4\u570d\u3002<\/p>\n\n- \u4f01\u696d\u898f\u6a21\uff1a<\/strong>\u5c0f\u578b\u8207\u5927\u578b\u4f01\u696d\u9700\u6c42\u53ef\u80fd\u4e0d\u540c\u3002<\/li>\n
- \u884c\u696d\u7279\u6027\uff1a<\/strong>\u884c\u696d\u7279\u5b9a\u98a8\u96aa\u9700\u8981\u7279\u5b9a\u89e3\u6c7a\u65b9\u6848\u3002<\/li>\n
- \u8ca0\u8cac\u4eba\u5065\u5eb7\uff1a<\/strong>\u5065\u5eb7\u72c0\u6cc1\u901a\u5e38\u5f71\u97ff\u6295\u4fdd\u6210\u672c\u8207\u9078\u9805\u3002<\/li>\n<\/ul>\n
\u5176\u6b21\uff0c\u4fdd\u96aa\u7a2e\u985e\u8207\u4fdd\u984d\u7684\u9078\u64c7\u61c9\u8a72\u6839\u64da\u4f01\u696d\u7684\u8ca1\u52d9\u80fd\u529b\u8207\u672a\u4f86\u8a08\u756b\u4f86\u91cf\u8eab\u5b9a\u5236\u3002\u9069\u5ea6\u7684\u4fdd\u984d<\/strong>\u4e0d\u50c5\u53ef\u4ee5\u4fdd\u969c\u500b\u4eba\u8207\u4f01\u696d\u7684\u96d9\u91cd\u5229\u76ca\uff0c\u9084\u53ef\u4ee5\u78ba\u4fdd\u4e0d\u6703\u5c0d\u516c\u53f8\u7684\u73fe\u91d1\u6d41\u9020\u6210\u904e\u5927\u58d3\u529b\u3002\u8003\u616e\u9019\u4e9b\u56e0\u7d20\u5f8c\uff0c\u60a8\u53ef\u4ee5\u8207\u5c08\u696d\u9867\u554f\u8a0e\u8ad6\uff0c\u4ee5\u4fbf\u91dd\u5c0d\u60a8\u7684\u4f01\u696d\u76ee\u6a19\u91cf\u8eab\u88fd\u4f5c\u4e00\u500b\u6709\u6548\u7684\u4fdd\u96aa\u7b56\u7565\u3002<\/p>\n\n\n\n\u4fdd\u96aa\u985e\u5225<\/th>\n | \u9069\u7528\u884c\u696d<\/th>\n<\/tr>\n<\/thead>\n | \n\n\u4eba\u8eab\u610f\u5916\u96aa<\/td>\n | \u5236\u9020\u696d<\/td>\n<\/tr>\n | \n\u8cac\u4efb\u96aa<\/td>\n | \u670d\u52d9\u696d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/span>\u5e38\u898b\u554f\u7b54<\/span><\/h2>\n\uff31\uff06\uff21\uff1a\u95dc\u65bc\u300c\u8ca0\u8cac\u4eba\u4e00\u5b9a\u8981\u6295\u4fdd\u55ce\uff1f\u300d<\/strong><\/p>\n\uff311\uff1a\u4ec0\u9ebc\u662f\u8ca0\u8cac\u4eba\uff1f<\/strong><\/p>\n\uff21\uff1a\u5728\u4f01\u696d\u6216\u7d44\u7e54\u4e2d\uff0c\u8ca0\u8cac\u4eba\u901a\u5e38\u662f\u6307\u64c1\u6709\u6c7a\u7b56\u6b0a\u548c\u7ba1\u7406\u6b0a\u7684\u4eba\u3002\u4ed6\u5011\u53ef\u80fd\u662f\u516c\u53f8\u8001\u95c6\u3001\u5408\u5925\u4eba\u3001\u8463\u4e8b\u6216\u5176\u5b83\u9ad8\u5c64\u7ba1\u7406\u4eba\u54e1\u3002<\/p>\n \uff312\uff1a\u70ba\u4ec0\u9ebc\u8ca0\u8cac\u4eba\u9700\u8981\u8003\u616e\u6295\u4fdd\uff1f<\/strong><\/p>\n\uff21\uff1a\u8ca0\u8cac\u4eba\u6295\u4fdd\u7684\u539f\u56e0\u4e3b\u8981\u662f\u70ba\u4e86\u4fdd\u969c\u500b\u4eba\u8cc7\u7522\u548c\u4f01\u696d\u7684\u7a69\u5b9a\u904b\u884c\u3002\u5728\u627f\u64d4\u7ba1\u7406\u8cac\u4efb\u6642\uff0c\u8ca0\u8cac\u4eba\u53ef\u80fd\u9762\u81e8\u6cd5\u5f8b\u8a34\u8a1f\u3001\u7d93\u6fdf\u640d\u5931\u7b49\u98a8\u96aa\u3002\u56e0\u6b64\uff0c\u6295\u4fdd\u80fd\u70ba\u4ed6\u5011\u63d0\u4f9b\u4e00\u5b9a\u7684\u5b89\u5168\u7db2\u3002<\/p>\n \uff313\uff1a\u6709\u54ea\u4e9b\u985e\u578b\u7684\u4fdd\u96aa\u662f\u8ca0\u8cac\u4eba\u61c9\u8003\u616e\u7684\uff1f<\/strong><\/p>\n\uff21\uff1a\u8ca0\u8cac\u4eba\u901a\u5e38\u61c9\u8003\u616e\u4ee5\u4e0b\u5e7e\u7a2e\u4fdd\u96aa\uff1a\u8cac\u4efb\u4fdd\u96aa\uff08\u5982\u8463\u4e8b\u8207\u9ad8\u7d1a\u8077\u54e1\u8cac\u4efb\u4fdd\u96aa\uff09\u3001\u5065\u5eb7\u4fdd\u96aa\u3001\u4eba\u58fd\u4fdd\u96aa\uff0c\u4ee5\u53ca\u8ca1\u7522\u4fdd\u96aa\u3002\u9019\u4e9b\u4fdd\u96aa\u53ef\u70ba\u500b\u4eba\u548c\u4f01\u696d\u63d0\u4f9b\u591a\u5c64\u6b21\u7684\u4fdd\u969c\u3002<\/p>\n \uff314\uff1a\u6cd5\u5f8b\u4e0a\u662f\u5426\u8981\u6c42\u8ca0\u8cac\u4eba\u5fc5\u9808\u6295\u4fdd\uff1f<\/strong><\/p>\n\uff21\uff1a\u5728\u591a\u6578\u5730\u5340\uff0c\u6cd5\u5f8b\u4e26\u4e0d\u5f37\u5236\u8981\u6c42\u8ca0\u8cac\u4eba\u5fc5\u9808\u6295\u4fdd\u3002\u7136\u800c\uff0c\u6839\u64da\u4f01\u696d\u5927\u5c0f\u3001\u884c\u696d\u7279\u6027\u548c\u7279\u5b9a\u6cd5\u5f8b\u6cd5\u898f\uff0c\u67d0\u4e9b\u884c\u696d\u6216\u516c\u53f8\u5f62\u5f0f\u53ef\u80fd\u9700\u8981\u7279\u5b9a\u985e\u578b\u7684\u4fdd\u96aa\u3002\u56e0\u6b64\uff0c\u4e86\u89e3\u548c\u9075\u5f9e\u7576\u5730\u6cd5\u5f8b\u898f\u5b9a\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002<\/p>\n \uff315\uff1a\u8ca0\u8cac\u4eba\u4e0d\u6295\u4fdd\u6703\u6709\u4ec0\u9ebc\u98a8\u96aa\uff1f<\/strong><\/p>\n\uff21\uff1a\u4e0d\u6295\u4fdd\u7684\u98a8\u96aa\u5305\u62ec\u5728\u6cd5\u5f8b\u8a34\u8a1f\u4e2d\u500b\u4eba\u8cc7\u7522\u53d7\u5230\u5a01\u8105\uff0c\u4ee5\u53ca\u4f01\u696d\u9762\u81e8\u7121\u6cd5\u627f\u64d4\u7684\u7d93\u6fdf\u640d\u5931\u3002\u6b64\u5916\uff0c\u7f3a\u4e4f\u9069\u7576\u7684\u4fdd\u96aa\u4fdd\u969c\u53ef\u80fd\u5c0d\u4f01\u696d\u8072\u8b7d\u9020\u6210\u8ca0\u9762\u5f71\u97ff\u3002<\/p>\n \uff316\uff1a\u61c9\u8a72\u5982\u4f55\u70ba\u8ca0\u8cac\u4eba\u9078\u64c7\u5408\u9069\u7684\u4fdd\u96aa\u65b9\u6848\uff1f<\/strong><\/p>\n\uff21\uff1a\u9078\u64c7\u5408\u9069\u7684\u4fdd\u96aa\u65b9\u6848\u9700\u8003\u91cf\u4f01\u696d\u898f\u6a21\u3001\u884c\u696d\u98a8\u96aa\u3001\u8ca0\u8cac\u4eba\u500b\u4eba\u9700\u6c42\u548c\u6cd5\u5f8b\u8981\u6c42\u3002\u5efa\u8b70\u8aee\u8a62\u5c08\u696d\u4fdd\u96aa\u9867\u554f\uff0c\u4ee5\u7372\u5f97\u91dd\u5c0d\u6027\u5efa\u8b70\u548c\u8abf\u6574\u3002<\/p>\n 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