{"id":2256,"date":"2024-10-16T17:24:25","date_gmt":"2024-10-16T09:24:25","guid":{"rendered":"http:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/"},"modified":"2024-10-16T17:24:25","modified_gmt":"2024-10-16T09:24:25","slug":"%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/","title":{"rendered":"\u8cb8\u6b3e1000\u842c40\u5e74\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f"},"content":{"rendered":"<p>\u5728\u73fe\u4ee3\u793e\u6703\u4e2d\uff0c<a href=\"http:\/\/lammllees.shop\/\u300c\u8cb8\u6b3e\u653b\u7565\uff1a\u5982\u4f55\u6709\u6548\u7ba1\u7406\u8ca1\u52d9\u8207\u5be6\u73fe\u5922\u60f3\u300d\/\" target=\"_blank\">\u8cb8\u6b3e<\/a>\u5df2\u7d93\u6210\u70ba\u5be6\u73fe\u8cfc\u5c4b\u5922\u60f3\u6216\u91cd\u5927\u6295\u8cc7\u7684\u91cd\u8981\u5de5\u5177\u4e4b\u4e00\u3002\u7136\u800c\uff0c\u5c0d\u65bc\u8a31\u591a\u4eba\u4f86\u8aaa\uff0c\u4e00\u7b46\u9ad8\u90541000\u842c\u7684\u8cb8\u6b3e\u4e0d\u50c5\u662f\u4e00\u500b\u9f90\u5927\u6578\u5b57\uff0c\u9084\u53ef\u80fd\u6210\u70ba\u5f71\u97ff\u672a\u4f86\u751f\u6d3b\u8cea\u91cf\u7684\u95dc\u9375\u6c7a\u5b9a\u56e0\u7d20\u3002\u82e5\u5c07\u9019\u7b46\u8cb8\u6b3e\u7684\u9084\u6b3e\u671f\u8a2d\u70ba40\u5e74\uff0c\u90a3\u9ebc\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u5c07\u6703\u662f\u591a\u5c11\uff1f\u9019\u500b\u554f\u984c\u4e0d\u50c5\u6d89\u53ca\u5230\u5229\u7387\u7684\u9078\u64c7\uff0c\u4e5f\u727d\u626f\u51fa\u5c0d\u672a\u4f86\u7d93\u6fdf\u72c0\u6cc1\u7684\u9810\u6e2c\u53ca\u500b\u4eba\u8ca1\u52d9\u7b56\u7565\u7684\u7cbe\u7b97\u3002\u5728\u672c\u6587\u4e2d\uff0c\u6211\u5011\u5c07\u6df1\u5165\u63a2\u8a0e\u8cb8\u6b3e\u91d1\u984d\u3001\u5229\u7387\u548c\u8cb8\u6b3e\u671f\u9650\u5982\u4f55\u5f71\u97ff\u6bcf\u6708\u7684\u9084\u6b3e\u984d\uff0c\u5e6b\u52a9\u8b80\u8005\u66f4\u597d\u5730\u7406\u89e3\u548c\u898f\u5283\u9019\u4e00\u9577\u671f\u8ca1\u52d9\u627f\u8afe\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u5927\u7db2 :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%E8%A9%B3%E8%A7%A3%E8%88%87%E8%A8%88%E7%AE%97%E9%81%8E%E7%A8%8B\" title=\"\u8cb8\u6b3e\u689d\u4ef6\u8a73\u89e3\u8207\u8a08\u7b97\u904e\u7a0b\">\u8cb8\u6b3e\u689d\u4ef6\u8a73\u89e3\u8207\u8a08\u7b97\u904e\u7a0b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E9%81%B8%E6%93%87%E9%81%A9%E5%90%88%E6%82%A8%E7%9A%84%E5%88%A9%E7%8E%87%E6%96%B9%E6%A1%88\" title=\"\u9078\u64c7\u9069\u5408\u60a8\u7684\u5229\u7387\u65b9\u6848\">\u9078\u64c7\u9069\u5408\u60a8\u7684\u5229\u7387\u65b9\u6848<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E7%AE%A1%E7%90%86%E9%95%B7%E6%9C%9F%E8%B2%A1%E5%8B%99%E9%A2%A8%E9%9A%AA%E7%9A%84%E7%AD%96%E7%95%A5\" title=\"\u7ba1\u7406\u9577\u671f\u8ca1\u52d9\u98a8\u96aa\u7684\u7b56\u7565\">\u7ba1\u7406\u9577\u671f\u8ca1\u52d9\u98a8\u96aa\u7684\u7b56\u7565<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E9%9D%88%E6%B4%BB%E9%82%84%E6%AC%BE%E9%81%B8%E9%A0%85%E8%88%87%E5%BB%BA%E8%AD%B0\" title=\"\u9748\u6d3b\u9084\u6b3e\u9078\u9805\u8207\u5efa\u8b70\">\u9748\u6d3b\u9084\u6b3e\u9078\u9805\u8207\u5efa\u8b70<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\" title=\"\u5e38\u898b\u554f\u7b54\">\u5e38\u898b\u554f\u7b54<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lammllees.shop\/%e8%b2%b8%e6%ac%be1000%e8%90%ac40%e5%b9%b4%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91%ef%bc%9f\/#%E7%B8%BD%E7%B5%90\" title=\"\u7e3d\u7d50\">\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"%e8%b2%b8%e6%ac%be%e6%a2%9d%e4%bb%b6%e8%a9%b3%e8%a7%a3%e8%88%87%e8%a8%88%e7%ae%97%e9%81%8e%e7%a8%8b\"><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%E8%A9%B3%E8%A7%A3%E8%88%87%E8%A8%88%E7%AE%97%E9%81%8E%E7%A8%8B\"><\/span>\u8cb8\u6b3e\u689d\u4ef6\u8a73\u89e3\u8207\u8a08\u7b97\u904e\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"post-content\">\n<p>\u5728\u9078\u64c7\u8cb8\u6b3e\u6642\uff0c\u4e86\u89e3\u5404\u9805\u689d\u4ef6\u548c\u8a08\u7b97\u904e\u7a0b\u662f\u5236\u5b9a\u7406\u6027\u8ca1\u52d9\u8a08\u5283\u7684\u95dc\u9375\u3002\u6211\u5011\u4ee5\u8cb8\u6b3e1000\u842c\u300140\u5e74\u671f\u3001\u5e74\u5229\u73873%\u70ba\u4f8b\u9032\u884c\u8aaa\u660e\u3002\u9996\u5148\uff0c\u78ba\u5b9a\u8cb8\u6b3e\u7684\u57fa\u672c\u689d\u4ef6\uff0c\u5305\u62ec<strong>\u8cb8\u6b3e\u91d1\u984d<\/strong>\u3001<strong>\u9084\u6b3e\u671f\u9650<\/strong>\u548c<strong><a href=\"https:\/\/lammllees.shop\/%e6%8f%ad%e5%af%86%e5%88%a9%e7%8e%87%e7%ae%97%e6%b3%95%ef%bc%9a%e9%87%91%e8%9e%8d%e4%b8%96%e7%95%8c%e4%b8%ad%e7%9a%84%e8%a8%88%e7%ae%97%e8%a6%8f%e5%89%87%e8%88%87%e9%82%8f%e8%bc%af\/\">\u5229\u7387<\/a><\/strong>\u3002\u63a5\u4e0b\u4f86\uff0c\u63a1\u7528\u7b49\u984d\u672c\u606f\u9084\u6b3e\u65b9\u5f0f\uff0c\u9019\u610f\u5473\u8457\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u76f8\u540c\uff0c\u7531\u672c\u91d1\u8207\u5229\u606f\u5169\u90e8\u5206\u7d44\u6210\u3002\u5728\u8cb8\u6b3e\u521d\u671f\uff0c\u511f\u9084\u7684\u591a\u6578\u70ba\u5229\u606f\uff0c\u96a8\u8457\u6642\u9593\u63a8\u79fb\uff0c\u9010\u6f38\u8f49\u70ba\u672c\u91d1\u3002\u5728\u4e86\u89e3\u9019\u4e9b\u57fa\u672c\u6982\u5ff5\u5f8c\uff0c\u6211\u5011\u4fbf\u53ef\u4ee5\u9032\u4e00\u6b65\u9032\u884c\u5177\u9ad4\u8a08\u7b97\u3002<\/p>\n<p>\u4ee5\u4e0b\u662f\u8a08\u7b97\u6d41\u7a0b\u7684\u7c21\u6613\u6574\u7406\uff0c\u5e6b\u52a9\u8b80\u8005\u66f4\u6e05\u6670\u5730\u638c\u63e1\u7d30\u7bc0\uff1a<\/p>\n<ul>\n<li>\u78ba\u8a8d<strong>\u8cb8\u6b3e\u7e3d\u984d<\/strong>\u4ee5\u53ca<strong>\u5229\u7387<\/strong>\u7684\u5e74\u5ea6\u8f49\u63db<\/li>\n<li>\u63a1\u7528\u8cb8\u6b3e\u516c\u5f0f\u8a08\u7b97\u6bcf\u6708\u61c9\u7e73\u6b3e\u9805<\/li>\n<li>\u8003\u616e\u4e0d\u540c\u5229\u7387\u65b9\u6848\u7684<strong>\u9577\u671f\u511f\u9084\u5f71\u97ff<\/strong><\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u6578\u503c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6bcf\u6708\u61c9\u7e73\u91d1\u984d<\/td>\n<td>36,207\u5143<\/td>\n<\/tr>\n<tr>\n<td>\u5e74\u5229\u7387<\/td>\n<td>3%<\/td>\n<\/tr>\n<tr>\n<td>\u7e3d\u9084\u6b3e\u984d<\/td>\n<td>\u7d0417,378,640\u5143<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"%e9%81%b8%e6%93%87%e9%81%a9%e5%90%88%e6%82%a8%e7%9a%84%e5%88%a9%e7%8e%87%e6%96%b9%e6%a1%88\"><span class=\"ez-toc-section\" id=\"%E9%81%B8%E6%93%87%E9%81%A9%E5%90%88%E6%82%A8%E7%9A%84%E5%88%A9%E7%8E%87%E6%96%B9%E6%A1%88\"><\/span>\u9078\u64c7\u9069\u5408\u60a8\u7684\u5229\u7387\u65b9\u6848<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9078\u64c7\u5408\u7406\u7684\u8cb8\u6b3e\u5229\u7387\u6642\uff0c\u6709\u4e9b\u95dc\u9375\u56e0\u7d20\u503c\u5f97\u60a8\u6df1\u5165\u63a2\u7d22\u3002\u8a31\u591a\u4eba\u5c0d\u5229\u7387\u7684\u6f32\u8dcc\u62b1\u8457\u6050\u61fc\uff0c\u5be6\u969b\u4e0a\uff0c\u7406\u89e3\u5404\u7a2e\u5229\u7387\u9078\u64c7\u80fd\u5920\u52a9\u60a8\u627e\u5230\u66f4\u5177\u7d93\u6fdf\u6548\u76ca\u7684\u65b9\u6848\u3002\u8003\u616e\u4e0b\u5217\u8981\u9ede\uff1a<\/p>\n<ul>\n<li><strong>\u56fa\u5b9a\u5229\u7387\uff1a<\/strong>\u9069\u5408\u5728\u9577\u671f\u5167\u4fdd\u6301\u4e00\u81f4\u6708\u4f9b\u7684\u501f\u6b3e\u4eba\uff0c\u80fd\u6709\u6548\u898f\u907f\u5e02\u5834\u6ce2\u52d5\u5e36\u4f86\u7684\u98a8\u96aa\u3002<\/li>\n<li><strong>\u6d6e\u52d5\u5229\u7387\uff1a<\/strong>\u901a\u5e38\u8d77\u521d\u8f03\u4f4e\uff0c\u4f46\u6839\u64da\u5e02\u5834\u72c0\u6cc1\u8abf\u6574\uff0c\u53ef\u80fd\u4f7f\u60a8\u5728\u5229\u7387\u4e0b\u8abf\u6642\u53d7\u76ca\uff0c\u4f46\u4e0a\u6f32\u6642\u6708\u4f9b\u4e5f\u589e\u9ad8\u3002<\/li>\n<li><strong>\u6df7\u5408\u5229\u7387\uff1a<\/strong>\u9069\u5408\u4e0d\u78ba\u5b9a\u9577\u671f\u5e02\u5834\u8d70\u52e2\u7684\u4eba\uff0c\u7d50\u5408\u5169\u8005\u512a\u52e2\u63d0\u4f9b\u5148\u56fa\u5b9a\u5f8c\u6d6e\u52d5\u7684\u9078\u64c7\u3002<\/li>\n<\/ul>\n<p>\u70ba\u4e86\u5e6b\u52a9\u60a8\u66f4\u5177\u9ad4\u5730\u4e86\u89e3\u5404\u500b\u9078\u64c7\u5c0d\u6708\u4f9b\u7684\u5f71\u97ff\uff0c\u4ee5\u4e0b\u662f\u4e00\u500b\u7c21\u55ae\u7684\u5c0d\u6bd4\u8868\u683c\uff1a<\/p>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u5229\u7387\u985e\u5225<\/th>\n<th>\u521d\u59cb\u5229\u7387<\/th>\n<th>\u6bcf\u6708\u652f\u4ed8\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u56fa\u5b9a\u5229\u7387<\/td>\n<td>2.5%<\/td>\n<td>$3,950<\/td>\n<\/tr>\n<tr>\n<td>\u6d6e\u52d5\u5229\u7387<\/td>\n<td>1.8%<\/td>\n<td>$3,750 <small>(\u53ef\u80fd\u8b8a\u52d5)<\/small><\/td>\n<\/tr>\n<tr>\n<td>\u6df7\u5408\u5229\u7387<\/td>\n<td>2.2%\u200c <small>(\u56fa\u5b9a10\u5e74)<\/small><\/td>\n<td>$3,850<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u9032\u884c\u8de8\u65b9\u6848\u6bd4\u5c0d\uff0c\u78ba\u4fdd\u5229\u7387\u653f\u7b56\u548c\u689d\u4ef6\u7b26\u5408\u60a8\u7684\u9577\u671f\u8ca1\u52d9\u898f\u5283\uff0c\u53ef\u4ee5\u8b93\u60a8\u5728\u8cb8\u6b3e\u7684\u8def\u4e0a\u8d70\u5f97\u66f4\u8f15\u9b06\u3002<\/p>\n<h2 id=\"%e7%ae%a1%e7%90%86%e9%95%b7%e6%9c%9f%e8%b2%a1%e5%8b%99%e9%a2%a8%e9%9a%aa%e7%9a%84%e7%ad%96%e7%95%a5\"><span class=\"ez-toc-section\" id=\"%E7%AE%A1%E7%90%86%E9%95%B7%E6%9C%9F%E8%B2%A1%E5%8B%99%E9%A2%A8%E9%9A%AA%E7%9A%84%E7%AD%96%E7%95%A5\"><\/span>\u7ba1\u7406\u9577\u671f\u8ca1\u52d9\u98a8\u96aa\u7684\u7b56\u7565<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9577\u671f\u8ca1\u52d9\u898f\u5283\u4e2d\uff0c\u4e86\u89e3\u8cb8\u6b3e\u7684\u511f\u9084\u7d30\u7bc0\u548c\u5229\u7387\u6ce2\u52d5\u662f\u6975\u70ba\u91cd\u8981\u7684\u3002\u5c24\u5176\u5728\u9762\u5c0d\u9577\u905440\u5e74\u7684\u8cb8\u6b3e\u6642\u671f\uff0c\u5c0d\u65bc\u500b\u4eba\u6216\u5bb6\u5ead\u8ca1\u52d9\u7684\u7ba1\u7406\u7b56\u7565\u9700\u8981\u8b39\u614e\u3002\u6b64\u985e\u8cb8\u6b3e\u901a\u5e38\u6d89\u53ca\u7684\u98a8\u96aa\u5305\u62ec\u5229\u7387\u8b8a\u52d5\u3001\u901a\u8139\u5f71\u97ff\u4ee5\u53ca\u500b\u4eba\u6536\u5165\u8b8a\u5316\u7b49\u3002\u56e0\u6b64\uff0c\u638c\u63e1\u4e00\u4e9b\u57fa\u790e\u7ba1\u7406\u7b56\u7565\u4e26\u9748\u6d3b\u904b\u7528\uff0c\u5982\u9078\u64c7\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e\u4ee5\u964d\u4f4e\u5e02\u5834\u5229\u7387\u6ce2\u52d5\u7684\u98a8\u96aa\uff0c\u6216\u8a2d\u5b9a\u984d\u5916\u5132\u5099\u91d1\u4f86\u907f\u514d\u7a81\u767c\u72c0\u6cc1\uff0c\u662f\u6709\u6548\u7684\u4fdd\u969c\u624b\u6bb5\u3002\u6b64\u5916\uff0c\u5b9a\u671f\u8a55\u4f30\u548c\u8abf\u6574\u50b5\u52d9\u7d50\u69cb\u53ef\u4ee5\u8b93\u4f60\u5728\u4e0d\u540c\u7684\u7d93\u6fdf\u74b0\u5883\u4e2d\u4fdd\u6301\u9748\u6d3b\u6027\u3002<\/p>\n<p><strong>\u7ba1\u7406\u9577\u671f\u8ca1\u52d9\u98a8\u96aa\u7684\u5efa\u8b70\u7b56\u7565<\/strong>\uff1a<\/p>\n<ul>\n<li><b>\u5275\u5efa\u7dca\u6025\u57fa\u91d1<\/b>\uff1a\u78ba\u4fdd\u81f3\u5c11\u6709\u516d\u500b\u6708\u7684\u751f\u6d3b\u958b\u652f\u5132\u5099\uff0c\u4ee5\u61c9\u5c0d\u7a81\u7136\u7684\u6536\u5165\u640d\u5931\u3002<\/li>\n<li><b>\u5206\u6563\u5316\u8cc7\u7522\u914d\u7f6e<\/b>\uff1a\u4e0d\u8981\u5c07\u6240\u6709\u8cc7\u91d1\u6295\u5165\u623f\u7522\u5e02\u5834\uff0c\u53ef\u4ee5\u9069\u7576\u6295\u8cc7\u65bc\u80a1\u7968\u3001\u50b5\u5238\u7b49\u3002<\/li>\n<li><b>\u5b9a\u671f\u6aa2\u8996\u5229\u7387\u53ca\u8cb8\u6b3e\u5408\u7d04<\/b>\uff1a\u4fdd\u6301\u8207\u91d1\u878d\u9867\u554f\u7684\u6e9d\u901a\uff0c\u9748\u6d3b\u8abf\u6574\u8cb8\u6b3e\u65b9\u6848\u3002<\/li>\n<li><b>\u63d0\u524d\u511f\u9084\u7b56\u7565<\/b>\uff1a\u82e5\u6709\u591a\u9918\u8cc7\u91d1\uff0c\u8003\u616e\u63d0\u524d\u511f\u9084\u4e00\u90e8\u5206\u672c\u91d1\uff0c\u4ee5\u6e1b\u5c11\u9577\u671f\u5229\u606f\u652f\u4ed8\u3002<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u7b56\u7565\u540d\u7a31<\/th>\n<th>\u512a\u52e2<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e<\/td>\n<td>\u7a69\u5b9a\u7684\u6708\u5ea6\u9084\u6b3e\u984d\uff0c\u6613\u65bc\u8ca1\u52d9\u8a08\u5283<\/td>\n<\/tr>\n<tr>\n<td>\u6d6e\u52d5\u5229\u7387\u8cb8\u6b3e<\/td>\n<td>\u521d\u671f\u5229\u7387\u901a\u5e38\u8f03\u4f4e\uff0c\u77ed\u671f\u5167\u7bc0\u7701\u5229\u606f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"%e9%9d%88%e6%b4%bb%e9%82%84%e6%ac%be%e9%81%b8%e9%a0%85%e8%88%87%e5%bb%ba%e8%ad%b0\"><span class=\"ez-toc-section\" id=\"%E9%9D%88%E6%B4%BB%E9%82%84%E6%AC%BE%E9%81%B8%E9%A0%85%E8%88%87%E5%BB%BA%E8%AD%B0\"><\/span>\u9748\u6d3b\u9084\u6b3e\u9078\u9805\u8207\u5efa\u8b70<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"wp-block-group\">\n<p>\u7576\u60a8\u9078\u64c7\u8cb8\u6b3e<span style=\"color: #ff6600;\">1000\u842c<\/span>\u4e26\u8003\u616e\u9577\u905440\u5e74\u7684\u9084\u6b3e\u671f\u9650\u6642\uff0c\u9078\u64c7\u9069\u5408\u7684\u9084\u6b3e\u9078\u9805\u662f\u81f3\u95dc\u91cd\u8981\u7684\u3002\u9748\u6d3b\u7684\u9084\u6b3e\u7b56\u7565\u53ef\u4ee5\u63d0\u4f9b\u66f4\u591a\u7684\u81ea\u7531\u5ea6\uff0c\u8b93\u60a8\u5728\u8ca1\u52d9\u58d3\u529b\u8f03\u5c0f\u7684\u6642\u523b\u589e\u5f37\u511f\u9084\u7684\u80fd\u529b\u3002<strong>\u4e00\u4e9b\u5e38\u898b\u7684\u9748\u6d3b\u9084\u6b3e\u9078\u9805<\/strong>\u5305\u62ec\u56fa\u5b9a\u5229\u7387\u3001\u8b8a\u52d5\u5229\u7387\u3001\u90e8\u5206\u63d0\u524d\u9084\u6b3e\u53ca\u5f48\u6027\u9084\u6b3e\u8a08\u756b\u3002\u9019\u4e9b\u9078\u9805\u53ef\u4ee5\u8b93\u60a8\u5728\u4e0d\u5f71\u97ff\u751f\u6d3b\u8cea\u91cf\u7684\u60c5\u6cc1\u4e0b\uff0c\u6709\u6548\u5730\u7ba1\u7406\u50b5\u52d9\u3002<\/p>\n<ul>\n<li><strong>\u56fa\u5b9a\u5229\u7387\uff1a<\/strong>\u70ba\u6e1b\u5c11\u5e02\u5834\u6ce2\u52d5\u7684\u5f71\u97ff\uff0c\u56fa\u5b9a\u5229\u7387\u63d0\u4f9b\u7a69\u5b9a\u7684\u6708\u4f9b\u984d\u5ea6\u3002<\/li>\n<li><strong>\u8b8a\u52d5\u5229\u7387\uff1a<\/strong>\u96a8\u8457\u5e02\u5834\u72c0\u6cc1\u8b8a\u5316\uff0c\u5229\u7387\u6703\u6709\u6240\u8abf\u6574\uff0c\u9069\u5408\u77ed\u671f\u8cc7\u91d1\u5145\u88d5\u7684\u501f\u6b3e\u4eba\u3002<\/li>\n<li><strong>\u90e8\u5206\u63d0\u524d\u9084\u6b3e\uff1a<\/strong>\u5728\u6709\u9918\u9322\u6642\u53ef\u9078\u64c7\u63d0\u524d\u9084\u6b3e\uff0c\u6e1b\u5c11\u5229\u606f\u7e3d\u652f\u51fa\u3002<\/li>\n<li><strong>\u5f48\u6027\u9084\u6b3e\u8a08\u756b\uff1a<\/strong>\u5141\u8a31\u5728\u7279\u5b9a\u6708\u4efd\u6e1b\u5c11\u6216\u589e\u52a0\u511f\u9084\u984d\u5ea6\uff0c\u589e\u5f37\u6d41\u52d5\u6027\u7ba1\u7406\u3002<\/li>\n<\/ul>\n<table class=\"wp-block-table\">\n<thead>\n<tr>\n<th>\u9084\u6b3e\u9078\u9805<\/th>\n<th>\u512a\u9ede<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u56fa\u5b9a\u5229\u7387<\/td>\n<td>\u53ef\u9810\u898b\u7684\u6708\u4f9b\u652f\u51fa<\/td>\n<\/tr>\n<tr>\n<td>\u8b8a\u52d5\u5229\u7387<\/td>\n<td>\u53ef\u80fd\u4eab\u53d7\u8f03\u4f4e\u5229\u7387<\/td>\n<\/tr>\n<tr>\n<td>\u63d0\u524d\u9084\u6b3e<\/td>\n<td>\u964d\u4f4e\u7e3d\u5229\u606f<\/td>\n<\/tr>\n<tr>\n<td>\u5f48\u6027\u9084\u6b3e<\/td>\n<td>\u9748\u6d3b\u5ea6\u9ad8\uff0c\u9069\u61c9\u6027\u5f37<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"qa\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E7%AD%94\"><\/span>\u5e38\u898b\u554f\u7b54<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Q&#038;A: \u8cb8\u6b3e1000\u842c40\u5e74\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f<\/strong><\/p>\n<p><strong>Q1: \u8cb8\u6b3e1000\u842c\uff0c\u5982\u679c\u9078\u64c740\u5e74\u671f\uff0c\u5229\u7387\u662f\u591a\u5c11\uff1f<\/strong><\/p>\n<p>A1: \u5229\u7387\u8996\u4e4e\u4e0d\u540c\u9280\u884c\u53ca\u7d93\u6fdf\u74b0\u5883\u800c\u5b9a\u3002\u4e00\u822c\u4ee5<a href=\"http:\/\/lammllees.shop\/\u623f\u5c4b\u8cb8\u6b3e\/\" target=\"_blank\">\u623f\u8cb8<\/a>\u70ba\u4f8b\uff0c\u5229\u7387\u53ef\u80fd\u4ecb\u65bc1.5%\u81f33%\u4e4b\u9593\u3002\u5177\u9ad4\u5229\u7387\u9700\u900f\u904e\u9280\u884c\u78ba\u8a8d\u3002<\/p>\n<p><strong>Q2: \u6708\u4f9b\u8a72\u5982\u4f55\u8a08\u7b97\uff1f<\/strong><\/p>\n<p>A2: \u8a08\u7b97\u8cb8\u6b3e\u6708\u4f9b\u53ef\u4f7f\u7528\u7b49\u984d\u672c\u606f\u6cd5\u516c\u5f0f\uff1a<br \/>\n[ M = frac{P times r times (1 + r)^n}{(1 + r)^n &#8211; 1} ]<br \/>\n\u5176\u4e2d\uff0c\u2062  <\/p>\n<ul>\n<li>(\u200d M ) \u70ba\u6708\u4f9b\u984d\uff0c \u2064  <\/li>\n<li>( P ) \u70ba\u8cb8\u6b3e\u672c\u91d1\uff081000\u842c\uff09\uff0c\u200c  <\/li>\n<li>( r ) \u70ba\u6708\u5229\u7387\uff08\u5e74\u5229\u7387\u9664\u4ee512\uff09\uff0c  <\/li>\n<li>( n ) \u2064\u70ba\u8cb8\u6b3e\u671f\u6578\uff08\u6708\u8a08\uff0c40\u5e74\u5373480\u671f\uff09\u3002<\/li>\n<\/ul>\n<p><strong>Q3:\u2064 \u53ef\u4ee5\u63d0\u4f9b\u4e00\u500b\u8a08\u7b97\u7bc4\u4f8b\u55ce\uff1f<\/strong><\/p>\n<p>A3: \u7576\u7136\uff01\u5047\u8a2d\u5e74\u5229\u7387\u70ba2%\uff0c\u5247\u6708\u5229\u7387\u7d04\u70ba0.00167\uff082% \u00f7 \u200c12\uff09\u3002\u4f7f\u7528\u4e0a\u8ff0\u516c\u5f0f\uff1a<br \/>\n[ M = frac{10,000,000 times 0.00167 times (1 + 0.00167)^{480}}{(1 + 0.00167)^{480} &#8211; 1} ]<br \/>\n\u8a08\u7b97\u5f97\u51fa\u7684\u6708\u4f9b\u7d04\u70ba34,000\u5143\u3002<\/p>\n<p><strong>Q4: \u5982\u4eca\u9078\u64c7\u9577\u5e74\u671f\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9700\u8981\u6ce8\u610f\u7684\uff1f<\/strong><\/p>\n<p>A4: \u96d6\u7136\u9577\u5e74\u671f\u8cb8\u6b3e\u6bcf\u6708\u58d3\u529b\u8f03\u5c0f\uff0c\u4f46\u7e3d\u5229\u606f\u652f\u4ed8\u984d\u6703\u8f03\u9ad8\uff0c\u6b64\u5916\u9700\u8003\u91cf\u6536\u5165\u7a69\u5b9a\u6027\u4ee5\u53ca\u672a\u4f86\u5229\u7387\u8b8a\u52d5\u53ef\u80fd\u6027\u3002<\/p>\n<p><strong>Q5:\u200b \u6709\u54ea\u4e9b\u56e0\u7d20\u6703\u5f71\u97ff\u8cb8\u6b3e\u9078\u64c7\uff1f<\/strong><\/p>\n<p>A5:\u200d \u8cb8\u6b3e\u9078\u64c7\u53d7\u591a\u7a2e\u56e0\u7d20\u5f71\u97ff\uff0c\u5305\u62ec\u5229\u7387\u8d70\u52e2\u3001\u500b\u4eba\u9084\u6b3e\u80fd\u529b\u3001\u8cc7\u91d1\u6d41\u52d5\u6027\u9700\u6c42\u53ca\u901a\u8139\u9810\u671f\u7b49\u3002<\/p>\n<p>\u6bcf\u4e00\u4f4d\u501f\u6b3e\u4eba\u7684\u60c5\u6cc1\u4e0d\u540c\uff0c\u5efa\u8b70\u5728\u6c7a\u5b9a\u4e4b\u524d\u6d3d\u8a62\u8ca1\u52d9\u9867\u554f\u6216\u9280\u884c\u5c08\u54e1\uff0c\u5236\u5b9a\u6700\u8cbc\u5408\u81ea\u8eab\u9700\u6c42\u7684\u9084\u6b3e\u8a08\u5283\u3002 <\/p>\n<h2 id=\"outro\"><span class=\"ez-toc-section\" id=\"%E7%B8%BD%E7%B5%90\"><\/span>\u7e3d\u7d50<span 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