\u623f\u8cb8<\/a>\u70ba\u4f8b\uff0c\u5229\u7387\u53ef\u80fd\u4ecb\u65bc1.5%\u81f33%\u4e4b\u9593\u3002\u5177\u9ad4\u5229\u7387\u9700\u900f\u904e\u9280\u884c\u78ba\u8a8d\u3002<\/p>\nQ2: \u6708\u4f9b\u8a72\u5982\u4f55\u8a08\u7b97\uff1f<\/strong><\/p>\nA2: \u8a08\u7b97\u8cb8\u6b3e\u6708\u4f9b\u53ef\u4f7f\u7528\u7b49\u984d\u672c\u606f\u6cd5\u516c\u5f0f\uff1a
\n[ M = frac{P times r times (1 + r)^n}{(1 + r)^n – 1} ]
\n\u5176\u4e2d\uff0c\u2062 <\/p>\n
\n- (\u200d M ) \u70ba\u6708\u4f9b\u984d\uff0c \u2064 <\/li>\n
- ( P ) \u70ba\u8cb8\u6b3e\u672c\u91d1\uff081000\u842c\uff09\uff0c\u200c <\/li>\n
- ( r ) \u70ba\u6708\u5229\u7387\uff08\u5e74\u5229\u7387\u9664\u4ee512\uff09\uff0c <\/li>\n
- ( n ) \u2064\u70ba\u8cb8\u6b3e\u671f\u6578\uff08\u6708\u8a08\uff0c40\u5e74\u5373480\u671f\uff09\u3002<\/li>\n<\/ul>\n
Q3:\u2064 \u53ef\u4ee5\u63d0\u4f9b\u4e00\u500b\u8a08\u7b97\u7bc4\u4f8b\u55ce\uff1f<\/strong><\/p>\nA3: \u7576\u7136\uff01\u5047\u8a2d\u5e74\u5229\u7387\u70ba2%\uff0c\u5247\u6708\u5229\u7387\u7d04\u70ba0.00167\uff082% \u00f7 \u200c12\uff09\u3002\u4f7f\u7528\u4e0a\u8ff0\u516c\u5f0f\uff1a
\n[ M = frac{10,000,000 times 0.00167 times (1 + 0.00167)^{480}}{(1 + 0.00167)^{480} – 1} ]
\n\u8a08\u7b97\u5f97\u51fa\u7684\u6708\u4f9b\u7d04\u70ba34,000\u5143\u3002<\/p>\n
Q4: \u5982\u4eca\u9078\u64c7\u9577\u5e74\u671f\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u9700\u8981\u6ce8\u610f\u7684\uff1f<\/strong><\/p>\nA4: \u96d6\u7136\u9577\u5e74\u671f\u8cb8\u6b3e\u6bcf\u6708\u58d3\u529b\u8f03\u5c0f\uff0c\u4f46\u7e3d\u5229\u606f\u652f\u4ed8\u984d\u6703\u8f03\u9ad8\uff0c\u6b64\u5916\u9700\u8003\u91cf\u6536\u5165\u7a69\u5b9a\u6027\u4ee5\u53ca\u672a\u4f86\u5229\u7387\u8b8a\u52d5\u53ef\u80fd\u6027\u3002<\/p>\n
Q5:\u200b \u6709\u54ea\u4e9b\u56e0\u7d20\u6703\u5f71\u97ff\u8cb8\u6b3e\u9078\u64c7\uff1f<\/strong><\/p>\nA5:\u200d \u8cb8\u6b3e\u9078\u64c7\u53d7\u591a\u7a2e\u56e0\u7d20\u5f71\u97ff\uff0c\u5305\u62ec\u5229\u7387\u8d70\u52e2\u3001\u500b\u4eba\u9084\u6b3e\u80fd\u529b\u3001\u8cc7\u91d1\u6d41\u52d5\u6027\u9700\u6c42\u53ca\u901a\u8139\u9810\u671f\u7b49\u3002<\/p>\n
\u6bcf\u4e00\u4f4d\u501f\u6b3e\u4eba\u7684\u60c5\u6cc1\u4e0d\u540c\uff0c\u5efa\u8b70\u5728\u6c7a\u5b9a\u4e4b\u524d\u6d3d\u8a62\u8ca1\u52d9\u9867\u554f\u6216\u9280\u884c\u5c08\u54e1\uff0c\u5236\u5b9a\u6700\u8cbc\u5408\u81ea\u8eab\u9700\u6c42\u7684\u9084\u6b3e\u8a08\u5283\u3002 <\/p>\n